Thursday, November 14, 2013

This week's top story: Where NOT to use your debit card

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Weekly newsletter: Nov. 14, 2013
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
10 places where you should not
use a debit card
They may look just like credit cards, but debit cards have different protections and uses. Sometimes they're not the best choice ... More
Learn to use your card's grace period to avoid paying interest charges
Free use of someone else's money? What a deal! But to enjoy interest-free use of a credit card, you'll need to learn how your card's grace period  works ... More
How to give the gift of flight with airline gift cards this holiday season
Airline gift cards can make travel dreams come true, but before giving one, be sure the terms and conditions won't prevent redemption ... More
'Let's Talk Credit' by Jane McNamara
Credit card billing cycle
too darn short
The Credit CARD Act of 2009 says you should get 21 days from the time the bill was sent until it's due. A bill postmarked 11 days before due isn't right. More...
'To Her Credit' by Sally Herigstad
Forging hubby's signature
on a card application
Forging a spouse's signature here and there may be OK, but never on a credit card or loan application, and not if it's done secretly.  More...
'Opening Credits' by Erica Sandberg
Great degree, great job,
but no credit
Recent college grads shouldn't expect to be granted easy access to credit once they land a job. Building a great credit score takes time, patience.  More...
Blog: Taking Charge
Rate Report
New FlexScore helps gauge financial health
If you need some help sorting out your personal finances, but can't yet afford a financial adviser, a new online tool called the FlexScore may help temporarily plug the gap.  More...
As cash fades, Sweden's homeless
take credit cards
Scratch another entry from the shrinking list of things credit cards can't buy, following news out of Stockholm, Sweden that homeless curbside hawkers of the local pop culture magazine Situation Stockholm now accept plastic.  More...
Credit card rate report
As of 11/14/2013
National Average
15.05%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.90%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
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Thursday, November 7, 2013

This week's top story: 10 things not to do when applying for new plastic

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Weekly newsletter: Nov. 7, 2013
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
10 things NOT to do when applying for a new credit card
When applying for a credit card, especially if you've had money problems, do one of these 10 things, and wham! You've just hurt your chances of getting approved ... More
Beware: 7 retailer tricks that make you spend more
From jumbo-sized carts to BOGO deals, retailers employ all sorts of tactics to nudge you into buying products that aren't on your list  ... More
Dilbert creator Scott Adams: Goals are for losers
In Scott Adams' new book, the cartoonist who chronicles workplace buffoonery argues that to be successful, never, ever follow your passion ... More
'Let's Talk Credit' by Jane McNamara
Cards maxed out for 10 years? Time to get a plan
If you've lived for a decade with maxed-out credit cards, try a debt management plan, but pick a counselor carefully and know the credit impact. More...
'To Her Credit' by Sally Herigstad
Ex-wife racks up debt on joint accounts
When a marriage is over, joint accounts should be severed. If not, an ex's financial misbehavior can come back to haunt you. More...
'Your Business Credit' by Elaine Pofeldt
Even honest mistakes have credit impact
Paper bills switched to e-statements? If you didn't agreed to the change, you may have grounds to reverse any late payment damage.  More...
Blog: Taking Charge
Rate Report
Want to use my credit card? Sure
Have you ever voluntarily handed over your credit card to someone else for them to use? I have, maybe you have too. Despite all the worries about credit card fraud, a new survey shows that handing over your card for someone else to use is a common practice.  More...
Card users getting (real) free credit scores
Free credit scores, the real ones that lenders use to keep tabs on you, are on the way to millions of U.S. credit card users. FICO has launched a program allowing lenders who already buy the score to share it with you at no extra cost, and credit card issuers are jumping in.  More...
Credit card rate report
As of 11/7/2013
National Average
15.05%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.90%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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