Thursday, January 16, 2014

This week's top story: 6 ways NOT to pay off card debt

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Weekly newsletter: Jan. 16, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Wrong ways to pay off card debt
6 ways NOT to pay off holiday credit card debt
While making good on your resolution to pay down your debt is a terrific goal, think twice before resorting to these six sketchy debt payoff plans ... More
Q&A: How to save $1,000 a month
Author Brian O'Connor cut his own middle-class budget by $1,000 per month and found that, in many cases, it was easier than he expected ... More
9 credit-building tips for new immigrants
New to the U.S.? The land of opportunity requires you to re-establish credit, but you can go from nothing to good credit in a short time ... More
'Opening Credits' by Erica Sandberg
Beware bogus tips on 'debt elimination' companies
The guy at the airport lounge was bragging how he got a debt elimination company to zap all his debt for under $50. It's gotta be real, right? ... More
'To Her Credit' by Sally Herigstad
Credit myth: It's good to carry a card balance
Some financial "experts" claim that carrying a small balance on your credit cards is good for your credit score. It's time to kiss that myth goodbye ... More
'Cashing In' by Tony Mecia
Avoiding your reward card's annual fee
A year has passed since you banked those sweet sign-up miles from your new card. Now it's time to escape yearly fees -- while keeping your credit score up ... More
'Taking Charge' BLOG
Rate Report
Why teach financial literacy?
Experts agree that the average American knows way too little about personal finance. But will teaching children financial literacy in schools actually help? ... More
Coloradans find they now can charge their pot purchases
Although pot stores in Colorado report that upward of half their sales since Jan. 1 have been with credit and debit cards, many banks still refuse to do business with them, forcing some to accept credit through means other than a traditional business account ... More
Credit card rate report
As of 1/16/2014
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
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Thursday, January 9, 2014

This week's top story: The financial power of negative thinking

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Weekly newsletter: Jan. 9, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Financial power of negative thinking
The financial power of negative thinking
Optimism may feel good, but pessimism is sometimes more helpful in building wealth. Here are six times it pays to have a more pessimistic financial outlook ... More
9 things to know before making a balance transfer
Racked up debt on a high-interest credit card? Transferring the balance to a card with a lower interest rate may sound enticing, but it's not quite as simple as it sounds ... More
10 things not to do when you apply for a credit card
Do one of these 10 things during the credit card application process, and wham! You've just hurt your chances of getting approved  ... More
'Opening Credits' by Erica Sandberg
Tips for getting that very first credit card
The path to getting your first credit card may be bumpy at first, but if managed properly, the road to easy credit becomes a smooth ride ... More...
'To Her Credit' by Sally Herigstad
He let her take cash advances, then he died. Does she owe?
A woman worries that the cash advances she made as an authorized user on a now-deceased man's card will raise the ire of his family  ... More...
'Let's Talk Credit' by Jane McNamara
Options for overcoming thin credit, lack of income
If you've had little or no credit history and have no income, secured cards and becoming an authorized user on someone else's card are your best options ... More...
BLOGS AND videos
Rate Report
Video: Saving money with grace periods
Want to use your credit card without ever paying interest? Simply take advantage of your grace period. Our video shows why grace periods are so awesome ... More...
Blog: Tips to make your 2014 financial resolutions stick
Research says more than half of Americans have made a financial resolution for the new year -- but it also says those resolutions don't tend to stick  ... More...
Credit card rate report
As of 1/9/2014
National Average
15.06%
Business
12.98%
Low Interest
10.46%
Balance Transfer
12.55%
Cash Back
14.62%
Reward
14.91%
Bad Credit
23.48%
Airline
14.51%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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