Thursday, July 10, 2014

Top story: How to find your credit card security code

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Weekly newsletter: July 10, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
security-codes
How to find your credit card security code
Every credit card has a card security code printed on it. It may be called a CSC, CVV, CV2, CVC or CCV, but you need to know what -- and where -- it is ... More
Debit rewards thrive at smaller banks
Though big banks have dropped their debit card rewards programs, many small banks and credit unions are keeping the programs alive ... More
Spotting, avoiding hidden hotel fees
Hotels are raking in billions of dollars a year in unexpected and sometimes hidden fees. Here's how you can steer clear of such costs ... More
'Opening Credits' by Erica Sandberg
Bad debt but good income? Your credit can be fixed
For a price, lenders are willing to forget your old credit sins, as long as you have enough income to prevent any new ones ... More
'To Her Credit' by Sally Herigstad
For co-signers, IRS won't count forgiven debt as income
If you co-sign on a loan and the borrower defaults, it's now your debt, but if you reach a settlement, you shouldn't have to pay taxes on the forgiven amount ... More
'Cashing In' by Tony Mecia
Giving miles or points through a gift registry
Donating rewards points sounds appealing, but gift registries are a poor deal compared with alternatives ... More
WalletUp
Taking charge blog
Rate Report
Study: Minimum payment warnings prompt some to pay less
New research suggests that credit card minimum payment warnings could be prompting some consumers to pay less than they would otherwise ... More
TSA: No card-shaped shanks on a plane
As handy as it is to have a card-sized utility tool tucked away in your wallet, the Transportation Safety Administration has been confiscating them because they qualify as a potential hijacking threat ... More
Credit card rate report
As of 7/10/2014
National Average
15.02%
Low Interest
10.37%
Balance Transfer
12.64%
Business
12.80%
Student
13.27%
Cash Back
14.91%
Reward
14.97%
Airline
15.30%
Bad Credit
22.73%
Instant Approval
28.00%
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Thursday, July 3, 2014

Top story: Minimum card payments rising

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Weekly newsletter: July 3, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
minimum-payments-survey
Minimum card payments rising
Our survey of the top 10 card issuers' minimum payment requirements shows they're raising their minimum-dollar-amount payments ... More
Compare medical credit cards, loans
Many big-name card issuers pulled out of health-care financing in the recession, but those that remain often offer better deals ... More
Predictive credit scores and privacy
Marketers are mixing vast stores of data into "predictive scores" that decide what offers you see -- but you can't look at yours  ... More
'Opening Credits' by Erica Sandberg
Debt collector can't back out on deal, if it's in writing
If a debt collector stops honoring your agreement for monthly payments, you just have to produce the written agreement. You did get it in writing, didn't you?  ... More
'Let's Talk Credit' by Jane McNamara
How minimum payments are applied to small balances
Don't slip up and forget a credit card bill when the balance is almost paid off. A late fee could be larger than your minimum payment ... More
'Cashing In' by Tony Mecia
Is a chip card needed for European travel?
Old-style magnetic stripe cards are slowly being phased out in the U.S. in favor of chip cards. But in 2014, is an EMV card a must for European travel? ... More
WalletUp
Taking charge blog
Rate Report
My costly rental car coverage lesson
My expensive lesson about car rentals and credit cards came after a couple of accidents, one involving a rental car. The credit card choice we made cost us $600  ... More
Gen Y: We can't get home loans
College debt weighs so heavily on the millennial generation that a college-educated 30-year old is now less likely to own a home than a 30-year-old with no student debt ... More
Credit card rate report
As of 7/3/2014
National Average
15.01%
Business
12.80%
Low Interest
10.37%
Balance Transfer
12.64%
Cash Back
14.91%
Reward
14.97%
Bad Credit
22.73%
Airline
15.30%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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