Thursday, November 12, 2015

Top story: Combining cards: Rolling 2 credit limits into 1 card

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Weekly newsletter: November 12, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Combining cards: Rolling 2 credit limits into 1 card
Have two cards from one issuer? Trying combining credit limits before you close one. This little-known practice can help protect your score. More...
Secrets of extreme credit card owners
We talked to seven cardholders with multiple cards to unlock their secrets of extreme card ownership without extreme credit score hazards. More...
7 things you need to know about gift cards
Some things have changed about gift cards over the years. Here's what you need to know about the No. 1 requested present. More...
'Speaking of Credit' by Barry Paperno
Raise credit score 30 points in 6 months? Tough, but doable
Attention to bill pay and credit utilization,  plus tackling debt, can get it done. More...
'Cashing In' by Tony Mecia
How long to wait to apply for another rewards card
Don't apply too aggressively -- for the sake of your credit and budget. More...
'Opening Credits' by Erica Sandberg
Closing only card means no score, no mortgage
No credit activity, no credit score -- and no possibility of getting a mortgage. More...
Taking Charge blog
Rate Report
Revenge of the 'transactors' - Lenders now consider your payment habits
People who pay their full balance have a name: "transactors." Transactors look more creditworthy to lenders -- including home mortgage lenders, where a lower interest rate means big savings. More...
Can a fear of death lead to overspending?
According to a psychologist, many people soothe their uncomfortable feelings toward death with material rewards that are definite, or with products that could potentially outlive them. More...
Credit card rate report
As of 11/12/2015
National Average
14.96%
Low Interest
11.62%
Balance transfer
14.07%
Business
12.85%
Student
13.14%
Cash Back
15.27%
Reward
15.09%
Airline
14.91%
Bad Credit
22.73%
Instant Approval
18.00%
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Thursday, November 5, 2015

Top story: Withholding a card payment: It's your right, but take care

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Weekly newsletter: November 5, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Withholding a card payment is your right, but take care
Withholding a payment in a billing or product dispute is legal, but you can't just skip the paying and go on with your life. You need to take these specific steps if you want it to stick. More...
Beyond bankruptcy: What happens when you fail Chapter 13
Those who file for Chapter 13 bankruptcy are likely to fail the debt repayment plan. Understanding why, and what comes next, can help you avoid common pitfalls. More...
Card-linked offers offer additional shopping deals
Card-linked offers are automatic discounts applied when you use a certain credit card at a participating merchant. More...
'To Her Credit' by Sally Herigstad
Mom's Medicaid leaves no money left for debt repayment
Medicaid takes most of Mom's monthly pension. Plus, recently transferred assets may be voided by Medicaid. More...
'Credit Wise' by Kevin Weeks
With low-limit cards, watch credit utilization closely
Building your credit with a $300 limit card means if you buy a big-ticket item, don't wait, send in an extra payment. More...
'Opening Credits' by Erica Sandberg
Great credit score means you should reap rewards
The longer you've used credit successfully, the less harm you'll do by getting some new cards. More...
Taking Charge blog
Rate Report
The key to lasting love? Your credit score
Turns out that a significant key to making love last isn't just kindness or respect. A potential paramour's credit habits could help predict your relationship's staying power. More...
3 ways EMV may affect holiday shopping
The U.S. is in the midst of a major payment card transition and that means some of our holiday shopping experiences may be a bit different this year. Here are three things to know about how EMV will impact seasonal retail forays. More...
Credit card rate report
As of 11/5/2015
National Average
15.01%
Low Interest
11.62%
Balance transfer
14.12%
Business
12.85%
Student
13.14%
Cash Back
15.27%
Reward
15.15%
Airline
15.14%
Bad Credit
22.73%
Instant Approval
18.00%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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