Thursday, April 14, 2016

Card companies may be analyzing your voice

 
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More Credit Card News Credit Card Help Credit Card Videos Credit Card Statistics





 
'Cashing In’ by Tony Mecia
How to switch your rewards card
Whether your need to close your old card when you apply for one with better rewards depends on the card's fees and perks.



 
'Opening Credits’ by Erica Sandberg 
How a secured card deposits work
Your deposit acts as your credit line and is refunded once the card is closed and the balance paid, minus any fees.



 
'Credit Smart’ by Susan Keating 
Pay off all debt or leave small balance?
If you want to keep the card, use it; inactivity can cause it to be closed.

Struggling debtors help make nonprofit CEOs wealthy
If you can't pay your mortgage or credit card bills, chances are you will seek help from a credit counseling agency. While such agencies' clients are struggling, their leaders are doing anything but.

Choosing a college? 4 money tips to consider
If your high school senior is starting to receive college acceptance letters, congratulations! Now it's time to sit down with your college hopeful and talk about costs.
Rate Report 
Credit Card Rate Report as of 4/14/16

National average 15.16% 
Low interest 11.96%
Business 13.12%
Student 13.42%
Balance Transfer 14.36%
Airline 15.17%
Cash Back 15.21%
Reward 15.26%
Instant approval 18.04%
Bad credit 22.56%
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Thursday, April 7, 2016

Top story: Pros and cons of paying taxes with credit

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Weekly newsletter: April 6, 2016

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
Pros and cons of paying taxes with a credit card
Paying your taxes by credit card is convenient, but the fees will likely outweigh any rewards. More...
5 things to know before requesting a credit-line increase
Before you request a credit increase, think about how it will affect your credit score and why you need the new limit. More...
Salaries of CEOs at nonprofit credit counseling agencies
As the industry shrinks, executives pull in six- and seven-figure paychecks. More...
'Opening Credits' by Erica Sandberg
While in credit recovery, apply for new card with care
Maximize your score for new card by paying off old card balance first. More...
'To Her Credit' by Sally Herigstad
What to do about card debt when on a fixed income
Paying off card debt doesn't solve problem of not having enough to live on. More...
'Cashing In' by Tony Mecia
Details emerge on new Citi Costco card switch
Warehouse giant will accept any Visa starting June 20, 2016. More...
Taking charge blog
Rate Report
Retailers fight back against EMV fraud liability shift
Many retailers now have EMV readers, but they still need to be "certified" before you can dip your chip cards. In response to the slow certification process, some retailers are fighting back. More...
My budget-buster: first-kid spending splurges
During her pregnancy, blogger Kelly Dilworth was as frugal as possible, scouring the Internet for used gear and accepting hand-me-downs. After her son arrived, though, all that scrimping went out the window. More...
Credit card rate report
As of 4/6/2016
National Average
15.16%
Low Interest
11.96%
Balance transfer
14.36%
Business
13.12%
Student
13.42%
Cash Back
15.21%
Reward
15.26%
Airline
15.17%
Bad Credit
22.56%
Instant Approval
18.04%
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