Confessions of credit card customer service reps

More Credit Card News Credit Card Help Credit Card Videos Credit Card Statistics Credit Card News  Confessions of credit card customer reps  Going into debt isn't part of summer fun 8 ways to pay down debt on a fixed income   Expert Advice   'Cashing In’ by Tony Mecia Ditch airline card for bank rewards or Costco card? How to evaluate the benefits, costs and your preferences to find the right rewards card.   'Speaking of Credit’ by Barry Paperno  Some states have exceptions to credit reporting rules Negative items can come off your report sooner in New York, California.   'Credit Smart’ by Susan Keating  Card issuer can't garnish your Social Security check Contact the company and ask about a hardship program. Taking Charge Blog Google restricts payday loan display ads Just after new regulations for payday lenders, the search engine giant offered its own crackdown on predatory lenders. So many subscriptions, so much wasted money Subscriptions offer convenience, but these recurring charges tend to be ignored when the services are no longer necessary. Rate Report  Credit Card Rate Report as of 5/19/16 National average 15.19%  Low interest 11.96% Business 13.12% Student 13.42% Balance Transfer 14.39% Airline 15.17% Cash Back 15.30% Reward 15.30% Instant approval 18.04% Bad credit 22.56%     You received this email because you subscribed and chose to receive email correspondence from CreditCards.com. We send only verified opt-in email, specifically requested by our subscribers. We offer two ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the "Unsubscribe" link at bottom of email.

Best travel rewards credit cards: Spring 2016

More Credit Card News Credit Card Help Credit Card Videos Credit Card Statistics Credit Card News  Best travel rewards cards: Spring 2016  The weird things we do with money Credit tips touted as wise, but aren't   Expert Advice   'Cashing In’ by Tony Mecia What to do when strange charges appear on bill If there is a charge on your bill that you did not authorize, you should contact your issuer immediately.   'Opening Credits’ by Erica Sandberg  Low utilization boosts balance transfer approval odds Zero percent balance transfer deals are often reserved for those with high credit scores.   'Credit Smart’ by Susan Keating  Don't close accounts after paying card debt Using a cash-out refi to pay off card debt? Great. Closing the accounts after? Not so great. Taking Charge Blog $3,000 mystery: AmEx sends big refund, little explanation One AmEx customer was surprised to get a big check, and an initial call to the issuer left more questions than answers. Millennials will switch to credit cards over time Many young adults prefer debit to credit, but chances are, they won't feel that way the rest of their lives. Rate Report  Credit Card Rate Report as of 5/12/16 National average 15.19%  Low interest 11.96% Business 13.12% Student 13.42% Balance Transfer 14.39% Airline 15.17% Cash Back 15.30% Reward 15.30% Instant approval 18.04% Bad credit 22.56%     You received this email because you subscribed and chose to receive email correspondence from CreditCards.com. We send only verified opt-in email, specifically requested by our subscribers. We offer two ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the "Unsubscribe" link at bottom of email.

Shopping beacons with targeted marketing messages expand

More Credit Card News Credit Card Help Credit Card Videos Credit Card Statistics Credit Card News  Smartphone retail beacons target shoppers  9 hurdles when paying for rental car with debit Top 10 credit bureau myths   Expert Advice   'Cashing In’ by Tony Mecia British Airways Avios program confusing yet useful Avios can be hard to understand but offer a strong value on some flights.   'To Her Credit’ by Sally Herigstad  Quick fixes for temporary repayment problem When life throws a curveball and you can't pay your bills one month, here's what you can do.   'Credit Smart’ by Susan Keating  How to tell if a debt is too old to collect Time determines if a debt can legally be collected, but you have to know the dates. Taking Charge Blog Lawmakers, regulators target prepaid card overdraft fees The end might be near for prepaid cards that charge hefty overdrafts fees on accounts as bill makes its way through the senate. Luxury vacation offer may be a scam Fraudsters have been sending out too-good-to-be-true summer vacation deals in the hopes consumers will fork over money for the fake resort trips. Rate Report  Credit Card Rate Report as of 5/05/16 National average 15.19%  Low interest 11.96% Business 13.12% Student 13.42% Balance Transfer 14.39% Airline 15.17% Cash Back 15.30% Reward 15.30% Instant approval 18.04% Bad credit 22.56%     You received this email because you subscribed and chose to receive email correspondence from CreditCards.com. We send only verified opt-in email, specifically requested by our subscribers. We offer two ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the "Unsubscribe" link at bottom of email.