Thursday, October 18, 2018

Can you get rewards as an authorized user?

CreditCards.com Weekly Newsletter

CreditCards.com

Guide to sharing credit card rewards with authorized users

Need a credit score boost? Consider joining someone else's credit card as an authorized user.

You might also be able to earn cash, points or miles when you spend. But, earning rewards as an authorized user doesn't mean you're automatically entitled to use them.

Here's how to navigate the rewards waters as an authorized user.

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Is the new American Express Gold Card worth it?

The new version of the American Express Gold Card is more expensive than the old version, but it also amps up the perks.

You need to closely examine the card's benefits and see how they line up with your spending habits and interests. Does the AmEx Gold give you category bonuses where you spend the most? 

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CreditCards.com

Millennials' home buying ability is being hampered by lack of down payment funds

As aging millennials start families and get settled in their careers, many are itching to buy their first homes. But as interest rates rise and millennials' credit card balances get steeper, many are finding it next-to-impossible to save up enough money to afford them.

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CreditCards.com

Mistakes you should avoid when booking through online travel agencies

When you need to schedule a flight, hotel stay, car rental or other travel expense, where do you turn?

For many travelers, the answer is an online travel agency or OTA. A joint study by Oxford Economics and Expedia found that 21 percent of travelers use a third-party site to book their trip.

Online travel agencies may offer great rates on flights, hotel stays, but you may be missing out on loyalty points or travel protections.

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CreditCards.com

Is it safe for merchants to accept new digital payment forms like PayPal, Venmo, Zelle?

ACH payments may be a better move, which will move money from the client's bank account to the merchant's electronically.

Our expert walks small business owners through whether or not they should stick with ACH, or go with up-and-coming providers like Venmo, PayPal or Zelle. 

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Product News

CreditCards.com

What to know about the Venmo card

Whether you're divvying up the check at brunch or splitting the electric bill with your roommate, peer-to-peer payment apps have made it easier to divide purchases among friends and family members. One popular payment app – Venmo – has taken it to the next level with the introduction of a physical card that can be used anywhere Mastercard is accepted in the U.S.

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Monday, October 8, 2018

Go get your weekend getaway

CreditCards.com Weekly Newsletter

CreditCards.com

What to do when a weekend getaway is calling your name

Whether you're going cross-country or just across town, it's the time to hit "pause" on daily life and recharge.

And you can make it even more affordable and relaxing with a few simple hacks. Four top traveler writers share some of their secrets for getting the most out of those two- and three-day escapes.

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How much can you really make with a cash back card?

Out of all the rewards credit cards on the market, cash back cards are especially prized. But how much money can you really make with cash back credit cards, with no to little effort?

Here are the fundamentals of cash back cards, and how just a few cardholders are using them to augment their income. Some are reaping thousands, but even when the cash is seemingly small, for those living on a tight budget, every dollar counts.

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CreditCards.com

Credit freezes are now free, so why put it off?

With credit freezes now free to everyone, what's holding you back? If you're feeling intimidated by the idea, rest assured - the process isn't as hard or stressful as you may think.

One of our writers took the new free freezes to task, and discovered the process took just a few minutes of her time and the ability to unfreeze her credit easier than she thought.

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CreditCards.com

Get your business ready for the holidays using rewards cards

The holiday shopping season seems to kick off earlier each year and if you own a small business, it pays to be prepared.

Holiday shoppers spent $691.9 billion in 2017, according to the National Retail Federation. Grabbing a slice of the sales action can give your business a boost, and it's not too soon to start prepping.

And if you choose carefully, paying for holiday-prepping expenses with the right credit card can boost your earnings.

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CreditCards.com

Should you cancel a card from a store you no longer shop in?

What should you do when you want to apply for one of those shiny new rewards cards with no annual fee but you have an old store card taking up space?

Should you cancel the store card? Should you keep both? What's the best move for your credit? Our expert has the answers. 

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Product News

CreditCards.com

Discover's Q4 cash back bonus is on Amazon.com and wholesale clubs

Discover has launched its 5 percent cash back category for the fourth quarter of 2018. From October through December 2018, Discover it cardholders can earn 5 percent back at Amazon.com and wholesale clubs on up to $1,500 in combined spending upon enrollment. This is a great opportunity to earn a generous rewards rate on items you use every day, from groceries and toiletries to cleaning supplies and electronics.

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Wednesday, October 3, 2018

ICO - Informe de evaluacion

Las líneas ICO 2018 están disponibles en 28 bancos.

Nosotros trabajamos con todos.

1. Empresas y emprendedores 2018

Orientado a empresas y autónomos que realicen un proyecto en territorio nacional o necesiten liquidez.

Hasta 12.5 millones y a 20 años.

ME INTERESA

2. Comercial 2018

Liquidez mediante el anticipo de facturas procedentes de actividad dentro del territorio nacional.

Hasta 12,5 millones de saldo vivo por empresa.

ME INTERESA

3. IDAE Eficiencia Energética

Hasta 3 millones para Tramo Industria y hasta 1,5 millones para Tramo Hostelería.

Hasta 10 años con 1 de carencia.

ME INTERESA

4. Garantía SGR / Saeca 2018

Hasta 2 millones y 15 años de plazo.

Necesario el aval de una SGR o Saeca.

ME INTERESA

Somos expertos en gestionar ICOs.

Podemos conseguir el tuyo.

Consigue tu informe de evaluación previa en menos de 48 horas y sin compromiso

Quiero saber más
 

Si lo prefieres puedes llamarnos al
981 90 49 49
(de lunes a viernes de 9 a 16 horas)

Monday, October 1, 2018

Liquidez sin bancos es posible

Iberfinancia
 

Hay Pymes que consiguen liquidez sin bancos.

Les pasaba a algunos de nuestros clientes antes de contratarnos, necesitaban liquidez para hacer frente a tensiones de tesorería o a algún bache pero no querían disparar su Cirbe, endeudarse más, etc.

Así que se olvidaban del asunto... y empezaban una larga travesía por el desierto. Sin circulante.

Por suerte para ellos (y para ti si tu empresa está en una situación similar) hay formas de conseguir liquidez sin bancos ni cirbe.

Las líneas de Leaseback y Rentback convierten tu inmovilizado material en circulante.

¿Cómo? De forma muy simplificada, vendiendo tu inmovilizado (maquinaria, por ejemplo) a la empresa financiera y después alquilándoselo de vuelta.

Así consigues liquidez (el pago por la máquina) y la devuelves mes a mes (el pago por el alquiler).

Sencillo y efectivo.

Si te interesa:

Haz clic aquí para que te llame.

Un saludo,

Bárbara