Thursday, July 5, 2012

This week's top story: 'Rapid rescore' fixes flawed credit reports

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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

'Rapid rescore' fixes flawed credit reports
A few credit score points can mean the difference between a good mortgage rate, a lousy one or getting a loan at all. But take heart: If errors are dragging down your score, you can get them fixed, just in time for your much-anticipated closing. More... 
The debilitating descent of drug-related debt
Substance abuse results in more than health and relationship wreckage: Financial disaster often follows, often leading to financial ruin. More... 
8 ways to keep cards safe when traveling
Travel season is theft season. How do you guard your cards from Australian spielers, Brazilian ladrãos or plain ol' American crooks? More... 
IRS to hospitals: Go easy on debtors
Low-income consumers behind on medical bills will be spared the worst collection tactics under IRS rules that grew out of the health care law. More... 
Expert credit card advice

Don't use IRA funds to pay off mortgage
'To Her Credit' expert Sally Herigstad
Paying off a mortgage when you retire, even if you have to use retirement funds to do so, sounds appealing. But is it wise? More...
 
Late start on credit won't stop mortgage
'Opening Credits' expert Erica Sandberg
At 39, with just one credit card, a reader wants to boost her score to qualify for a future mortgage. What are her options?.
More...
 
If layoff looms, don't touch your 401(k)
'New Frugal You' expert Gary Foreman
With your head on the chopping block at work, that retirement nest egg may be tempting, but you're sure to regret it later.
More...
 
Aisle, window seats trigger new airline fee
'Cashing in' expert Cathleen McCarthy
The skies may be friendly, but families in flight are angered by extra fees they may have to pay in order to sit next to their kids. More...
 
More credit card news, blogs

Small business returning to bank loans
Small-business owners seeking funding now see bank loans as their first option, not business credit cards. More... 
Merging money hardest part of marriage
Marriage means merging lives and the tricky act of merging finances. If only Cupid were a CPA. More... 
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Credit card rate report
(as of 7-5-2012)
National Average   14.91%
Business   12.67%
Low Interest   10.40%
Balance Transfer   12.46%
Cash Back   14.24%
Reward   14.75%
Bad Credit   23.64%
Airline   14.63%
Student   13.31%
Instant Approval   15.49%

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Thursday, June 28, 2012

This week's top story: True debt collection horror tales

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More credit card news | Credit card help | Credit card videos | Credit card statistics June 28, 2012
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

True debt collection horror tales
Even a polite call from a debt collector could ruin your day -- but imagine if a collector called you names, swore at you, stalked you on Facebook or even threatened to kill your dog. More... 
U.S. traveler's 2012 guide to chip-and-PIN cards
Traveling overseas may cause a hassle for you and your wallet if you don't have an EMV smart card instead of the traditional magnetic stripe card. More... 
How not to get rejected for your next credit card
Rejected for a new credit card? Take these steps to make sure that the next time you apply for new plastic, your chances for approval are high. More... 
Infographic: Consumers shed plastic and debt
American families have been ditching their credit cards -- and their debt -- since the recession began, according to a Fed survey. More... 
Expert credit card advice

Offsetting the impact of a canceled card
'To Her Credit' expert Sally Herigstad
When an issuer surprises you by canceling your card, what steps do you have to take to make sure your credit score won't suffer? More...
 
Should rehabbing student loans require a fee?
'Opening Credits' expert Erica Sandberg
Student loan in collections? If you want to start paying again, beware of collectors who want to charge you an upfront fee.
More...
 
Ex-husband's debt drags down her credit
'Credit Care' expert Tanisha Warner
The relationship is over, but not the consequences of letting him be an authorized user on your account. What are your choices?
More...
 
Can you transfer miles between cards?
'Cashing In' expert Cathleen McCarthy
Some card companies allow you to transfer accrued airline miles from one card to another for bonus miles. Does yours? More...
 
Credit card blogs

Grab those teachable money moments with kids
When blogger Connie Prater turned down an offer for a retail card when shopping with her teenager, her daughter asked her why. More... 
Emily's list: Summer travel edition
In this week's roundup of her favorite personal finance blog posts, Emily Crone features posts about saving money on summer travel. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 6-28-2012)
National Average   14.92%
Business   12.67%
Low Interest   10.40%
Balance Transfer   12.46%
Cash Back   14.24%
Reward   14.71%
Bad Credit   23.64%
Airline   14.63%
Student   13.77%
Instant Approval   15.49%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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