Top story: Poll: Right age to get a card? 22

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Weekly newsletter: April 16, 2015  More credit card news  Credit card help  Credit card videos  Credit card statistics Top credit card news Expert advice Poll: Right age to get a card? 22 Our national survey also finds millennials are conflicted about credit cards: They think they should have them early, yet one in four doesn't have one.  More... Financial hueristics: Creating money rules to live by We all have financial rules that are habits. Some help us save money, while others end up costing us. The key is to create rules that play into our financial end game. More... How to check your child's credit report With a few exceptions, children shouldn't have credit reports. If they do, it could be an indication of fraud. Here's how to check your child's credit report and spot anything fishy. More... 'To Her Credit' by Sally Herigstad Stop prescreened offers to reduce fraud temptation When your mailbox is flooded with card offers, it may be best to opt-out to reduce theft risk. More... 'Opening Credits' by Erica Sandberg How debt management plans affect your credit A debt management plan can only help by showing timely payments. More... 'Speaking of Credit' by Barry Paperno Paying a time-barred debt before mortgage application Don't let an old, unpaid debt scuttle your mortgage application. More... TAKING CHARGE Blog Rate Report Spend your tax return wisely or treat yourself? Are you one of the lucky ones getting a tax return this year? Here are four rules for using your extra income in ways you'll enjoy without derailing good financial habits. More... Should banks give up on millennials? According to banking executive Kevin Tynan, bankers may be wasting their time worrying about millennials -- they don't spend enough to be profitable and they're more likely to change banks if they find one they like better. More... Credit card rate report As of 4/16/2015 National Average 14.90% Low Interest 11.62% Balance transfer 14.04% Business 12.85% Student 13.14% Cash Back 15.26% Reward 15.04% Airline 15.10% Bad Credit 22.48% Instant Approval 17.93% You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link.

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Top story: 6 credit-based conspiracy theories

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Weekly newsletter: April 9, 2015  More credit card news  Credit card help  Credit card videos  Credit card statistics Top credit card news Expert advice 6 credit-based conspiracy theories To some, credit doesn't exist just to make paying for stuff easy and safe. Rather, a not-so-innocent back story with covert players is involved.  More... 4 ways you could be sabotaging your child's financial independence It's natural for parents to want to continue supporting their children through college. But too much help can sabotage their financial independence. More... How 'microresolutions' can transform your finances "Small Move, Big Change" author Caroline Arnold was tired of failing her New Year's resolutions, so she took a bold step to break them down in achievable actions. More... 'To Her Credit' by Sally Herigstad Teen's secret charges discovered by parents His parents report more than $2,000 in unapproved card charges, but discover the culprit is their son. Is it too late to call off the investigation? More... 'Opening Credits' by Erica Sandberg Canceled cards boost debt utilization ratio When you cut several cards from your wallet, you can reduce a big credit score hit by increasing the credit limits on your remaining cards. More... 'Speaking of Credit' by Barry Paperno Brother's got a near-perfect credit score? Go piggybacking Being added as an authorized user to an account with almost perfect credit will help boost your credit score and history. But is it as easy as it sounds? More... TAKING CHARGE Blog Rate Report Do you know your spouse's credit score? According to a new study from J.P. Morgan Chase, openness about credit matters is associated with age: The younger you are, the more open you are. More... Mickey Mouse could be showing us the future of credit cards Despite the hype surrounding the Apple Watch, Disney's MagicBands are already delivering on the promise of wearable payments. But there are still glitches. More... Credit card rate report As of 4/9/2015 National Average 14.90% Low Interest 11.62% Balance transfer 14.04% Business 12.85% Student 13.14% Cash Back 15.26% Reward 15.04% Airline 15.10% Bad Credit 22.48% Instant Approval 17.93% You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link.

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