Thursday, June 11, 2015

Top story: How to dispute a debit card purchase

To receive email from CreditCards.com, add newsletter@creditcards.com to your safe sender list.
View as Web Page Subscribe Unsubscribe Send to a Friend
CreditCard.com
Facebook Twitter RSS YouTube Google+
Weekly newsletter: June 11, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
How to dispute a debit card purchase
Debit card protections aren't the same as credit cards, but you may not be completely out of luck. You can still file a dispute and have a shot at getting your money back. More...
How to sign up for bank alerts on your cellphone (and why you should)
Financial institutions don't make it easy, but financial alerts can stop fraud and help you stay on top of your personal finances. More...
Your rights under the Fair Credit Billing Act
Charged for a product or service by mistake? Overcharged on a purchase? No fear -- the FCBA allows you to dispute charges and temporarily withhold payment without hurting your credit score. More...
'Cashing In' by Tony Mecia
What's the best reward card for a single big purchase?
Want to maximize rewards returns on an upcoming big purchase? Sign-up bonuses on travel cards may be your answer. More...
'Credit Wise' by Kevin Weeks
Your daughter ran up the debt, she should pay it
This student with no income shouldn't have been issued a card. But she was, and she used it, so she should deal with it. More...
'To Her Credit' by Sally Herigstad
Mom with dementia sued for credit card debt
If a card issuer files a lawsuit for unpaid debt, it's already late in the collections process, but you have options. More...
TAKING CHARGE Blog
Rate Report
Android Pay: Best mobile wallet yet?
A self-proclaimed mobile wallet cynic, blogger Sienna Kossman gave Android Pay a fair chance by delving into its features to see if it could change her mind. More...
Are traditional bank services becoming obsolete?
"To me, driving to a bank is not only time-consuming, it's a surefire way to limit my options and risk missing out on better deals," writes Kelly Dilworth. According to a spate of recent studies, she's not the only millennial who feels that way. More...
Credit card rate report
As of 6/11/2015
National Average
14.99%
Low Interest
11.62%
Balance transfer
14.12%
Business
12.85%
Student
13.14%
Cash Back
15.27%
Reward
15.13%
Airline
15.10%
Bad Credit
22.73%
Instant Approval
17.93%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam
Powered by MyNewsletterBuilder
Share on Facebook Bookmark and Share  

Thursday, June 4, 2015

Top story: 6 debt consolidation traps and how to avoid them

To receive email from CreditCards.com, add newsletter@creditcards.com to your safe sender list.
View as Web Page Subscribe Unsubscribe Send to a Friend
CreditCard.com
Facebook Twitter RSS YouTube Google+
Weekly newsletter: June 4, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
tips-mobile-gift-cards
6 debt consolidation traps -- and how to avoid them
Debt consolidation allows you to lump multiple debts into one loan, usually with a lower interest rate. But fall into one of these traps and you could end up worse off than when you started. More...
How finance companies differ from credit cards, banks
Consumer finance companies offer an alternative way to pay for big-ticket items. But look before you leap. More...
Top 10 phone scams to watch out for
Phone scams are the No. 1 choice of communication for fraudsters looking to cash in on unwitting consumers, and the phony credit card rate reduction is the No. 1 scam. More...
'Cashing In' by Tony Mecia
Fraud risk minimal on canceled RFID chip card
RFID chips transmit information after the card is canceled. It's not useful to criminals but it won't hurt to destroy the chip. More...
'Opening Credits' by Erica Sandberg
I changed my mind: Can I cancel new card, avoid annual fee?
Know all fees before you apply, or you may be left with a card you don't want. More...
'To Her Credit' by Sally Herigstad
Dissolving joint debt post-divorce dicey
Dragging out joint debt obligations after divorce opens door for all sorts of problems. More...
TAKING CHARGE Blog
Rate Report
My secret spending splurge: Do I tell my husband?
If your finances are merged, should you ever keep a purchase hidden from your partner, even if it's just a small expense? More...
Researchers' model predicts who will, won't pay delinquent card debt
Researchers studied thousands of overdue card debts to determine what separates payers from non-payers. They found that banks' traditional credit standards aren't good at predicting who will pay delinquent balances. More...
Credit card rate report
As of 6/4/2015
National Average
14.99%
Low Interest
11.62%
Balance transfer
14.13%
Business
12.85%
Student
13.14%
Cash Back
15.26%
Reward
15.12%
Airline
15.10%
Bad Credit
22.73%
Instant Approval
17.93%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam
Powered by MyNewsletterBuilder
Share on Facebook Bookmark and Share