5 reasons why you can't seem to climb out of debt

More Credit Card News Credit Card Reviews Credit Card Videos Credit Card Statistics Credit Card News  5 reasons why you can't seem to climb out of debt  Survey: 1 in 3 young women don't know current card balances Hiring a debt collector to enforce loan to friend, family   Expert Advice   'Speaking of Credit’ by Barry Paperno How being denied credit affects your score Only the hard inquiry affects the credit score of an applicant when their credit report is pulled.   'Opening Credits’ by Erica Sandberg Safeguard accounts from card-stealing family member Keep cards safe and don't store details online to prevent fraudulent charges from happening.   'To Her Credit’ by Sally Herigstad  Stop soon-to-be ex from sticking you with joint debt Take steps now to protect your finances before you get in front of a judge. Taking Charge Blog 5 credit lessons from a grown-up Harry Potter Many fans of the Boy Who Lived are now grown up. What can Harry's legacy teach us Muggles about credit responsibility? Points plus cash makes luxury hotels affordable High-end hotels come with a high price, but if you find resorts that take points PLUS cash, you can get away with paying only a fraction out of pocket. Rate Report  Credit Card Rate Report as of 8/5/16 National average 15.18%  Low interest 11.98% Business 13.12% Student 13.42% Balance Transfer 14.38% Airline 15.08% Cash Back 15.32% Reward 15.29% Instant approval 18.04% Bad credit 22.56%     You received this email because you subscribed and chose to receive email correspondence from CreditCards.com. We send only verified opt-in email, specifically requested by our subscribers. We offer two ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the "Unsubscribe" link at bottom of email.

Job applicant credit checks increasingly restricted

More Credit Card News Credit Card Reviews Credit Card Videos Credit Card Statistics Credit Card News  Employers running credit checks must tread carefully  Credit card bill autopayments: tips for getting it right Some major health insurers no longer take credit cards   Expert Advice   'Speaking of Credit’ by Barry Paperno 5 credit scoring head-scratchers Most of the times, scoring rules make sense. Then there are these...   'Opening Credits’ by Erica Sandberg Understanding how a card's billing cycle works Depending on when issuers report to the bureaus will impact credit scores.   'To Her Credit’ by Sally Herigstad  Warn the ex's girlfriend about his IRS tax debt If you and your ex owe the IRS, the new girlfriend deserves to know. Taking Charge Blog Should lenders increase credit card minimum payments? Consumer advocates have argued for years that issuers set minimum payments too low, trapping people into debt. Save money by having groceries delivered? Yes! Grocery delivery services take away the ability to impulse shop, which can save you money, despite delivery fees. Rate Report  Credit Card Rate Report as of 7/28/16 National average 15.18%  Low interest 11.98% Business 13.12% Student 13.42% Balance Transfer 14.38% Airline 15.08% Cash Back 15.32% Reward 15.29% Instant approval 18.04% Bad credit 22.56%     You received this email because you subscribed and chose to receive email correspondence from CreditCards.com. We send only verified opt-in email, specifically requested by our subscribers. We offer two ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the "Unsubscribe" link at bottom of email.

'Plain vanilla' credit cards: 5 reasons to choose one

More Credit Card News Credit Card Reviews Credit Card Videos Credit Card Statistics Credit Card News  'Plain vanilla' credit cards: 5 reasons to choose one  How to remove a personal statement from your credit report When paying off debt becomes an addiction   Expert Advice   'Credit Smart’ by Susan Keating One day late, one dollar short means late fee Paying a bit little, a bit late, will trigger a fee.   'To Her Credit’ by Sally Herigstad  How to graduate from debit-only to being a credit card holder Don't let fear hold you back from opening a credit card. Used properly, they're a useful tool.   'Speaking of Credit’ by Barry Paperno  Authorized user doesn't like the piggyback ride Don't jump off too soon; a close look at the entire credit profile may show it's a net positive. Taking Charge Blog Usernames and passwords, don't slow me down! Blogger Kim Carmona shares why she prefers alternatives to usernames and passwords, such as a four-digit PIN or pattern recognition. Barbie loses material girl image, and her credit card A brand-new Barbie is about to hit store shelves, and she's shed her sparkly, blonde "material girl" image. Rate Report  Credit Card Rate Report as of 7/21/16 National average 15.18%  Low interest 11.98% Business 13.12% Student 13.42% Balance Transfer 14.38% Airline 15.08% Cash Back 15.32% Reward 15.29% Instant approval 18.04% Bad credit 22.56%     You received this email because you subscribed and chose to receive email correspondence from CreditCards.com. We send only verified opt-in email, specifically requested by our subscribers. We offer two ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the "Unsubscribe" link at bottom of email.