Your friend, co-worker or loved one had the best of intentions, but they gave you gift cards you don't want. Smile, say thank you -- and then try these methods for getting something else with them. More...
'Opening Credits' expert Erica Sandberg Credit card debt won't just wreck your financial health. It can take a real toll on your body, too, says our expert. More...
'Credit Score Report' expert Jeremy M. Simon After returning to India, a cardholder wants to maintain his credit history in the States with some new U.S. plastic. More...
'The Credit Guy' expert Todd Ossenfort If you're out of work and have sold everything you own to get by, paying creditors and worrying about your credit takes a back seat. More...
'To Her Credit' expert Sally Herigstad A reader wants to know if closing card accounts or paying down her balances will improve her credit score. More...
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