Top story: Survey: 5 in 6 Americans impulse shop

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Weekly newsletter: January 28, 2016  More credit card news  Credit card help  Credit card videos  Credit card statistics Top credit card news Expert advice Survey: 5 in 6 Americans admit to impulse buys More than half of consumers said they've spent $100 or more on an impulse buy, and a good portion say they've spent more than $1,000 impulsively. More... 2016: Year of gas station skimmer Smaller, more sophisticated skimming devices and greater security elsewhere, thanks to EMV technology, make fuel pumps a popular target. More... Confusion high over credit card late fees Despite new protections, 1 in 5 consumers gets hit with a late fee. Here's the fine print you need to to know to avoid them. More... 'Credit Wise' by Kevin Weeks Get through unemployment without borrowing Loans aren't your only option for staying afloat while job hunting. More... 'To Her Credit' by Sally Herigstad Card owner's dementia, death make it hard to prove theft The neighbor of a man with dementia stole his card. After his death, it's hard to distinguish theft from generosity.  More... 'Opening Credits' by Erica Sandberg Use caution when adding a friend as an authorized user No matter what your repayment plan is, you are responsible for any debt. More... Taking charge blog Rate Report 'Goodwill adjustment' preserved my credit score A "goodwill adjustment" is when creditors either don't send or retract a delinquent notice to reporting agencies. But is it just a myth? Blogger Craig Guillot decided to try his luck and find out. More... Bad credit? Subprime cards aren't your only option Subprime cards are designed specifically for those with bad credit. However, these cards include some unpleasant surprises, such as high fees. But what other choice do you have? More... Credit card rate report As of 1/28/2016 National Average 15.12% Low Interest 11.87% Balance transfer 14.30% Business 13.11% Student 13.42% Cash Back 15.23% Reward 15.25% Airline 15.16% Bad Credit 22.88% Instant Approval 18.18% You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link.

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