Tuesday, January 26, 2010

This week's top story: Card issuers to pry into your income

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Top credit card stories

Card issuers ready to check cardholder income
They're watcing. In order to comply with the new credit card law in February, card issuers have to check finances when you apply for a card. The credit bureaus have responded by creating new income estimation models. More... 
New credit card fee: $1 for your monthly statement
Pay a $1 to get a paper bill? That's what cardholders from Ann Taylor, Victoria's Secret, Bealls and 90 other retailers can expect. More... 
5 debt collector tricks -- and how to handle them
The recession has ramped up the pressure on debt collectors, leading some to cut legal corners. Here's what to do if they try it on you. More... 
How and when to use 'emergency' credit cards
It's the end of the month, you're down to your last dollar before payday and your car breaks down. Do you pull out the plastic? More... 
Expert credit card advice

Your options when paying the minimum isn't possible
'The Credit Guy' expert Todd Ossenfort
When you have no savings and there's a disruption in income, here's what to do when you can't pay the minimum on your cards.
More...
 
You loaned out your credit card? You pay
'Opening Credits' expert Erica Sandberg
If you let someone borrow your card, watch the spending carefully. If they go overboard, you're likely responsible.
More...
 
Ways to control bipolar credit card splurges
'To Her Credit' expert Sally Herigstad
A symptom of bipolar disorder can be overspending. To prevent splurges, set up obstacles to keep you from charging.
More...
 
Getting rid of your credit history is nearly impossible
'Credit Score Report' expert Jeremy Simon
Want to disappear? Go off the grid? Unfortunately, your credit history isn't going to go away easily.
More...
 
Taking Charge: A CreditCards.com blog

Emily's list: Help Haiti edition
A disaster such as the Haiti earthquake reminds us to be grateful for what we have, and share a bit of it. More... 
Free TransUnion credit monitoring has arrived
As a result of a class-action settlement with TransUnion, some have scored free credit monitoring for up to nine months. More... 
Featured cash back credit card
BankAmericard Cash Rewards Visa Signature Card

Credit card rate report
(as of 1-26-2010)
National Average   13.17%
Business   10.74%
Low Interest   12.17%
Balance Transfer   12.40%
Cash Back   12.49%
Rewards   13.47%
Bad Credit   13.74%
Airline   14.17%
Student   14.71%
Instant Approval   17.62%

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Tuesday, January 19, 2010

This week's top story: Fed knocks the 'floor' out of variable APRs

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More credit card news | Credit card help | Credit card videos | Credit card statistics January 19, 2010
Keep CreditCards.com news coming! Add newsletter@creditcards.com to your address book now.
 
CreditCards.com's weekly newsletter features the latest consumer information and updates from the industry's leading source of credit card news.
 
Top credit card stories

Fed knocks the 'floor' out of variable APRs
This is good news if you have a variable interest rate credit card with a floor on how low rates can fall, but no ceiling on how high the APR can rise. More... 
CARD Act interest rate protections already in effect
Though major pieces of the Credit CARD Act aren't officially in effect, the reality is that some of its benefits are already being felt. More... 
When is credit card debt too old to be collected?
Creditors have a limited time to sue over unpaid card debt. Here are the statutes of limitation for all 50 states, plus D.C. More... 
Beware of charity scams in wake of Haiti disaster
Disasters bring floods of donations but also scammers. Here's how to tell legitimate charities from con artists. More... 
Expert credit card advice

When wage garnishment hits, prioritize what's left
'The Credit Guy' expert Todd Ossenfort
When a wage garnishment slashes your living expenses, prioritize what's left, buy time and consider bankruptcy.
More...
 
Bulk up thin credit with these 4 easy steps
'Opening Credits' expert Erica Sandberg
When beginning with credit, start small, then build up gradually over time.
More...
 
Resist racking up debt to get back at spouse
'To Her Credit' expert Sally Herigstad
You think hitting where it hurts -- his wallet -- will satisfy your hurt? You may end up paying dearly for your revenge.
More...
 
How your credit utilization ratio is calculated
'Credit Score Report' expert Jeremy Simon
In figuring your debt-to-credit ratio, FICO takes both a wide-angle and a close-up view of all of your card accounts.
More...
 
Taking Charge: A CreditCards.com blog

Video cartoon spoofs new credit card law
YouTube video cartoon spoofs credit card reforms from an industry perspective. More... 
Emily's list: 'Happy Days' edition
We remember Richie, Potsie and The Fonz in this week's blog roundup. More... 
Featured low interest credit card
Citi Platinum Select MasterCard

Credit card rate report
(as of 1-19-2010)
National Average   13.16%
Business   10.74%
Low Interest   12.17%
Balance Transfer   12.35%
Cash Back   12.49%
Rewards   13.44%
Bad Credit   13.74%
Airline   14.17%
Student   14.71%
Instant Approval   17.62%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
RSS news feeds

Taking Charge: A CreditCards.com blog


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