Wednesday, June 29, 2011

This week's top story: Government shines light on child ID theft problem

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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Government turns spotlight on child ID theft problem
A recent study shined a light on the growing problem of child ID theft. Now, the government is stepping up its efforts to educate parents on preventing the crimes and resolving the damage already done. More... 
6 credit card snafus that can ruin your vacation
On vacation, a credit card can be a lifesaver -- but a serious credit card crisis can wreck even the best-laid travel plans. More... 
7 tips for making the most of digital gift cards
The market for digital gift cards has tripled in three years. While similar to their plastic counterparts, there are some differences you need to be aware of. More... 
Q&A with Matt Paxton, host of TV's 'Hoarders'
The author and TV host helps his show's "stars" with brutal honesty and a connoisseur's appreciation for the smell of decomposition. More... 
Expert credit card advice

Can you remove negative info from a credit report?
'Credit Score Report' expert Jeremy M. Simon
Will an issuer remove negative information from your credit report if you ask? Not likely, if the data is accurate. More...
 
Can collectors refuse partial payments?
'To Her Credit' expert Sally Herigstad
Our expert debunks the myth that submitting a partial payment on an old debt can prevent collectors from filing suit.
More...
 
Some funds are shielded from garnishment
'Credit Care' expert Kim McGrigg
A reader's bank account has a levy against it. Luckily, a new law requires banks to protect her Social Security funds.
More...
 
Beware of telemarketers hawking debt relief plans
'Opening Credits' expert Erica Sandberg
A woman wonders if those debt relief phone callers can help cut her $20,000 credit card debt in half. More...
 
More credit card news

Is having good credit overrated?
Blogger Connie Prater wonders if the number of people who don't value good credit is growing. More... 
Why I should have paid attention to my own advice
Guest blogger Melody Warnick realizes -- after having her wallet stolen -- that she should have followed her own advice on preparing against theft. More... 
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Credit card rate report
(as of 6-29-2011)
National Average   14.84%
Business   13.07%
Low Interest   10.73%
Balance Transfer   12.76%
Cash Back   13.90%
Reward   14.41%
Bad Credit   24.96%
Airline   14.31%
Student   13.77%
Instant Approval   15.99%

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Wednesday, June 22, 2011

This week's top story: FTC boots BadCustomer.com cyberbully

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More credit card news | Credit card help | Credit card videos | Credit card statistics June 22, 2011
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

FTC: BadCustomer.com part of a giant scam
BadCustomer.com allegedly served as the enforcer for other dishonest websites in a multimillion dollar scam. Its business model: to shut up ripped-off credit card holders by threatening them with blacklisting. More... 
7 questions to ask before banking online
Are brick-and-mortar bank fees and lackluster interest rates pushing you to consider an online-only bank? Ponder these questions first. More... 
How FICO figures your payment history
In a FICO credit score, payment history is key. It's also complex, but ultimately, it boils down to one question: Do you pay your bills on time? More... 
Dads have big influence on how you handle money
For one in five people, dear ol' dad has had the greatest influence on their personal finance habits, according to a CreditCards.com poll. More... 
Expert credit card advice

No Social Security number, no credit report?
'Credit Score Report' expert Jeremy M. Simon
A Social Security number wasn't given for a son when adding him as an authorized user. Will he have a credit report? More...
 
Computer stolen? Act fast to prevent ID theft
'To Her Credit' expert Sally Herigstad
If you act quickly, protecting your identity can be like putting out a small fire, instead of having to call the fire trucks.
More...
 
Specialty credit reports: How to get them, free
'Credit Care' expert Kim McGrigg
Specialty credit bureaus for consumer data on things such as rental history and insurance claims have to give you a free report yearly.
More...
 
Payment options for high-interest debt
'Opening Credits' expert Erica Sandberg
Asking a card issuer to lower your APR on existing debt can produce a wide variety of answers -- most of which you will not like. More...
 
More credit card news

Quiz: How is your financial health?
Financial health is like physical health -- we all want it. Can you score 100 on our financial health quiz? More... 
Blogger learns to cook for cash
Cash-strapped student blogger Cara Henis never thought learning to saute would help her make ends meet. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 6-22-2011)
National Average   14.83%
Business   13.07%
Low Interest   10.73%
Balance Transfer   12.76%
Cash Back   13.87%
Reward   14.40%
Bad Credit   24.96%
Airline   14.24%
Student   13.77%
Instant Approval   15.99%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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