Thursday, February 28, 2013

This week's top story: Credit limit tricks to keep a high score

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More credit card news | Credit card help | Credit card videos | Credit card statistics February 28, 2013
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The latest news and advice from CreditCards.com.
 
Top credit card stories

Credit limit trick: Know 'snapshot' date
Forget the oft-repeated axiom about keeping card balances below 30 percent of your credit limit. Just know your monthly credit "snapshot" date to keep your card balances low and your credit score high. More... 
How wage garnishment works and how to avoid it
Garnishment, a last-ditch effort to collect debt, can result in a court order seizing your wages and draining your bank accounts. More... 
FTC sees surge in tax refund theft
A surge in tax refund rip-offs solidified identity theft as the top consumer complaint in the Federal Trade Commission's annual list. More... 
Compare cards' extended product warranties
Most cards offer warranty extensions, but you have to meet a laundry list of requirements first (Hint: Keep your receipts). More... 
Expert credit card advice

When being an authorized user isn't worth it
'To Her Credit' expert Sally Herigstad
A 27-year-old with poor credit is only hurting her score more by being added to her mom's card with a really high balance. More...
 
Soon-to-be college grad seeks adult plastic
'Opening Credits' expert Erica Sandberg
Graduating from college means new beginnings and responsibilities, including retiring student cards and getting grown-up plastic. More...
 
Getting your tax data from a closed account
'Your Business Credit' expert Elaine Pofeldt
Banks may cancel credit cards for many reasons, but no matter what, you're entitled to the information you need to file your taxes.
More...
 
Best reward cards for priority boarding
'Cashing In' expert Cathleen McCarthy
Most airline cards offer "priority boarding," but that early-bird perk still won't put you first in line.
More...
 
Blogs and videos

Jesse Jackson's demise came via credit card
Here's how U.S. Rep. Jesse Jackson Jr.'s political career unraveled, thanks to a credit card -- and a Rolex, home renovations and celebrity memorabilia. More... 
Video: The future of plastic
Credit cards have been made of plastic for decades. But as cards evolve, new payment products could give plastic a run for its money. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 2-28-2013)
National Average   14.95%
Business   13.13%
Low Interest   10.29%
Balance Transfer   12.59%
Cash Back   14.13%
Reward   14.75%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

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Taking Charge: A CreditCards.com blog


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Thursday, February 21, 2013

This week's top story: 10 ways co-signers can protect their assets

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More credit card news | Credit card help | Credit card videos | Credit card statistics February 21, 2013
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The latest news and advice from CreditCards.com.
 
Top credit card stories

Co-signers: 10 ways to protect your assets
Despite warnings from experts, people still co-sign loans for their loved ones. If you must, or already did, at least take these steps to protect yourself and your assets -- just in case you end up footing the bill. More... 
Watch out for fuel surcharges on reward flights
Beware those hefty fuel surcharges, added by nearly all European and Asian airlines. You can't pay for them with points, devaluing bonus offers. More... 
Social Security payments go paperless March 1
Beginning next week, paper Social Security checks will virtually disappear, replaced by direct deposit or prepaid debit cards. More... 
Airline merger may launch card battle
The American-US Airways merger will create the world's largest airline, setting the stage for the battle over who will serve 100 million frequent fliers. More... 
Expert credit card advice

Is inheritance at risk after a debt judgment?
'To Her Credit' expert Sally Herigstad
She's being sued for past due credit card debt. But can her creditors go after any inherited property or cash down the road? More...
 
Delinquent card debt: Pay in full or settle?
'Opening Credits' expert Erica Sandberg
A debt collector can wipe its hands of you if you accept a settlement offer, but how does that impact your credit score? More...
 
Plastic should be last resort for startups
'Your Business Credit' expert Elaine Pofeldt
You've read about entrepreneurs who successfully borrowed startup money on credit cards. But it shouldn't be your first choice.
More...
 
Videos and infographics

Video: Google Wallet vs. PayPal vs. Square
CreditCards.com tested three of the most popular mobile wallet systems out there today. See which one won our field test. More... 
FTC: Credit report errors hit less-educated harder
Infographic: Nearly 20 percent of those with a high school education or less had errors big enough to cause credit score changes. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 2-21-2013)
National Average   14.95%
Business   13.13%
Low Interest   10.29%
Balance Transfer   12.59%
Cash Back   14.13%
Reward   14.75%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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