Thursday, March 26, 2015

Top story: 7 debts you may not have to pay

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Weekly newsletter: March 26, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
not-your-debt
Paying your debts is honorable, and usually a legal requirement, but there exceptions when it can be erased, or it wasn't really yours to start with ... (See More)
Cyberthieves are plundering loyalty program websites, grabbing your rewards points and a treasure trove of personal information that can put your identity at risk ... (See More)
Using plastic is one of many IRS tax payment options, and while it's convenient, watch out: The fees will likely outweigh any rewards ... (See More)
'To Her Credit' by Sally Herigstad
An incomplete tax form and an old charged-off debt may cause mortgage underwriters to turn down your home loan application. More...
'Credit Wise' by Kevin Weeks
If that $300 "starter card" you got as a credit whippersnapper hasn't evolved with you, get rid of it and enjoy the benefits that come with a higher-limit grown-up card. More...
'Opening Credits' by Erica Sandberg
You may have been raised to believe that cards can lead to a life of debt, but if you handle them responsibly, they are great tools to build a positive credit rating. More...
It's now easier than ever to see your credit score for free thanks to a growing number of credit card providers offering free scores. But according to a study from the credit bureau TransUnion, access hasn't brought clarity. ... More
"The convenience checks from my credit union arrived just as I'd been musing about all the things we could do or buy once our savings account again reached critical mass," writes blogger Karen Queen. "Temptation beckoned, but then I remembered that convenience comes at a cost." ...  More
As of 3/26/2015
National Average
14.90%
Low Interest
11.62%
Balance transfer
14.04%
Business
12.85%
Student
13.14%
Cash Back
15.28%
Reward
15.04%
Airline
15.10%
Bad Credit
22.48%
Instant Approval
17.93%
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Thursday, March 19, 2015

Top story: When complaints pay off

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Weekly newsletter: March 19, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
refund-complaint
A look at 14,000 credit card complaints sent to the federal consumer bureau shows big differences in how cards solve disputes ... (See More)
The way you use a credit card is about to change significantly as the U.S. catches up with the rest of the world and moves to EMV cards. Here, in Q&A format, is what you need to know about the transition ... (See More)
When it comes to rewards, gas-brand cards remain stuck in the slow lane, with high APRs and limited paybacks. But they're useful for credit-building or a quick burst of savings ... (See More)
'Cashing In' by Tony Mecia
Closing a credit card can lower your credit score a bit, but if your annual fee is due and a more rewarding card beckons, it's probably worth it. More...
'Your Business Credit' by Elaine Pofeldt
No laws prohibit subscription-based businesses from guessing a customer's card expiration date to auto-renew payments, but the practice is iffy. More...
'Opening Credits' by Erica Sandberg
If you have filed a Chapter 13 or Chapter 7 bankruptcy, it should be deleted automatically from your credit reports after a several years -- but you better check. More...
"Paying down debt too quickly can be just as stressful as holding debt in the first place, or so I recently learned," writes blogger Sienna Kossman ... More
According to a forthcoming study in the Journal of Consumer Research, retailers could influence which products you prefer -- and how much you're willing to pay for them -- simply by placing them on a higher or lower shelf. ...  More
As of 3/19/2015
National Average
14.87%
Low Interest
11.53%
Balance transfer
14.01%
Business
12.85%
Student
13.14%
Cash Back
15.28%
Reward
15.00%
Airline
15.15%
Bad Credit
22.48%
Instant Approval
17.93%
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CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
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2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
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