Tuesday, September 28, 2010

This week's top story: Community property laws and joint debt

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More credit card news | Credit card help | Credit card videos | Credit card statistics September 28, 2010
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Top credit card stories

How debt is handled in community property states
If your marriage ends in death or divorce, what happens to debts depends greatly on where you live. Here are some facts you need to know if you live in one of these states. More...
INTERACTIVE: Compare states' community property laws
 
The good, bad and the ugly of credit card offers
Card offers have rebounded, so good credit means a good deal. Bad credit? Not so much. See what kind of APR you can get. More... 
4 simple ways to cope with debt-related stress
If you're one of the millions of Americans in considerable debt, it isn't just your wallet that's affected, but your health, too. Here's help. More... 
Want to volunteer? Be sure your credit's good
Volunteerism is up, thanks to the recession. But be prepared to submit to a credit check as more nonprofits are requiring them upfront. More... 
Expert credit card advice

After a breakup, who's responsible for card debt?
'The Credit Guy' expert Todd Ossenfort
If you let your significant other become an authorized user on your card, you're stuck with the bill, no matter what happens. More...
 
Retail cards alone won't make a great credit score
'Credit Score Report' expert Jeremy M. Simon
Retail cards, used responsibly, can earn you a good -- but not great -- credit score. To take it higher, you'll need a mix of cards.
More...
 
Husband's hidden debt is newlywed nightmare
'To Her Credit' expert Sally Herigstad
A new wife is stunned when her new husband reveals that he has $20,000 in debt that he'd been keeping secret.
More...
 
After a debt diet, do you dare dine again?
'New Frugal You' expert Gary Foreman
When you've paid all your debts, ask yourself if you've learned your lesson and can handle credit wisely going forward.
More...
 
More credit card news

Video: Should you enroll in overdraft protection?
New federal rules require banks to get your permission before they enroll you in overdraft protection. Should you opt in? More... 
CreditCards.com rate report: Interest rates dip
Interest rates on new credit card offers fell this week, following the reappearance of the Sony Card. More... 
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Credit card rate report
(as of 9-28-2010)
National Average   14.14%
Business   12.85%
Low Interest   11.99%
Balance Transfer   12.68%
Cash Back   12.31%
Rewards   14.31%
Bad Credit   20.64%
Airline   14.14%
Student   14.05%
Instant Approval   15.99%

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Tuesday, September 21, 2010

This week's top story: 2010 retail card survey

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More credit card news | Credit card help | Credit card videos | Credit card statistics September 21, 2010
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Retail cards 2010: Higher APRs, reduced rewards
2010 was not kind to retail credit cardholders. However, as the economy stabilizes, relief from higher APRs could be in the cards. More...
PLUS: 2010 retail credit card chart
 
Prepaid cards a new way to bank?
They may carry fees and have fewer protections, but reloadable cards are the hot financial product. More... 
Smart credit card strategies before and after a job loss
If you've gotten a pink slip -- or expect that you soon will -- throw out the old rules regarding credit card use. More... 
Q&A with Lynnette Khalfani-Cox
Before the "money coach" wised up, she lived a seven-figure lifestyle on a six-figure income and amassed $100,000 in debt. How'd she pay it off? More... 
Expert credit card advice

On a fixed income, with debt collectors calling
'The Credit Guy' expert Todd Ossenfort
If they owe money, your parents can expect debt collectors to come after them, even if they have no income. More...
 
F-words foul up getting a FICO score
'Credit Score Report' expert Jeremy M. Simon
A reader may be lost in a sea of acronyms when he confuses the Freedom of Information Act with FCRA, FACTA and FICO.
More...
 
Don't allow debt collectors to bully you
'To Her Credit' expert Sally Herigstad
Debt collectors can be intimidating, but don't let them coerce you into making payments that leave you flat broke.
More...
 
How co-signing can endanger retirement plans
'New Frugal You' expert Gary Foreman
When their daughter's home loan went upside down, a couple's retirement plans went topsy-turvy. But they have options.
More...
 
More credit card news

Obama reveals his own credit card woes
Early in their marriage, the Obamas put "a lot of debt on credit cards," he says, and found much borrowing terminology confusing. More... 
Financial watchdog agency has a new leader
Consumer groups applaud the news that Harvard professor Elizabeth Warren has taken over the new Consumer Financial Protection Bureau. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 9-21-2010)
National Average   14.15%
Business   12.85%
Low Interest   11.99%
Balance Transfer   12.68%
Cash Back   12.31%
Rewards   14.32%
Bad Credit   20.64%
Airline   14.14%
Student   14.05%
Instant Approval   15.99%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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