Thursday, April 30, 2015

Top story: HELOC vs cash-out refinance for card debt repayment

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Weekly newsletter: April 30, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
heloc-vs-cash-out
HELOC vs. cash-out refinance for card debt repayment
You have a pile of credit card debt that you want to get rid of, and your home equity is just sitting there. It's available and will ease your pay-off pain, so why not use it, right?  More...
Synthetic identity theft crimes growing fast, targeting kids
Synthetic identity theft is growing fast, and victims may be children or others who don't use credit, so they're unaware of the crime for years. More...
6 tips for talking to your adult kids about your finances
At some point, parents close to or in retirement must talk with their adult children about finances. Financial experts say it's a tough talk, but crucial. More...
'To Her Credit' by Sally Herigstad
401(k) accounts generally free from collection
After husband runs up $30,000 on his wife's card, can her 401(k) can be tapped for repayment? More...
'Credit Wise' by Kevin Weeks
For sudden debt at age 75, the strategy's different
At age 75, with an unexpected $45,000 in post-divorce credit card debt, the repayment strategies become different. More...
'Cashing In' by Tony Mecia
Transferring reward points to airlines often yields great value
For credit card rewards programs that allow you to either buy flights through their portals or transfer points to airlines, the latter is often faster. More...
TAKING CHARGE Blog
Rate Report
Young adults more likely to switch banks
Friendly bank tellers can help with all your banking needs, but  many consumers -- especially young adults -- prefer more mobile banking options, according to a new survey. More...
The right age for a piggy bank
Toy stores are full of specially designed piggy banks promising to teach kids how to save. According to a new study, however, parents may want to hold off on purchasing one until their kids are old enough to benefit.  More...
Credit card rate report
As of 4/30/2015
National Average
14.92%
Low Interest
11.62%
Balance transfer
14.04%
Business
12.85%
Student
13.14%
Cash Back
15.26%
Reward
15.04%
Airline
15.10%
Bad Credit
22.73%
Instant Approval
17.93%
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Thursday, April 23, 2015

Top story: What to do if your credit card rate goes up

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Weekly newsletter: April 23, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
rising-apr
What to do if your credit card rate goes up
With the U.S. economy on the upswing, an interest rate hike is expected soon. That could be a shock for credit card holders, who will face a higher cost for carrying a balance. But there are a few things you can do to minimize the pain.  More...
Pay for delete: A shady credit report cleanup practice
If a collection is bringing your credit score down, making a deal with the collection agency could get it taken off. However, this might not be as easy as it sounds. More...
Alternative lenders offer cheaper loans for more of your data
If you're looking for a low rate loan, new startups are filling that gap, but require more data from you than what's on your credit report. More...
'To Her Credit' by Sally Herigstad
Help! Ex left me with $45,000 in card debt
A 75-year-old is stuck repaying $45,000 her ex racked up on three cards. More...
'Opening Credits' by Erica Sandberg
Pay off loan with balance transfer card?
Using a 0 percent balance transfer card to pay off a high-interest personal loan can be smart if done right. More...
'Cashing In' by Tony Mecia
Finding the best card for travel upgrades
For business card seekers looking for hotel and airline upgrades, it pays to figure out where you spend the most, then investigate the networks of points programs. More...
TAKING CHARGE Blog
Rate Report
Student loan problems come to light with new research
Some people get less from a degree than they put into it. But you can improve the odds of educational success by looking up a school's default record on student loans. More...
Teach kids about money by sharing your bills
A family in Massachusetts has come up with an unusual game for teaching their 11-year-old about money: Every month, they hand over receipts and credit card statements and ask him to look for unusual charges. More...
Credit card rate report
As of 4/23/2015
National Average
14.92%
Low Interest
11.62%
Balance transfer
14.04%
Business
12.85%
Student
13.14%
Cash Back
15.26%
Reward
15.04%
Airline
15.10%
Bad Credit
22.73%
Instant Approval
17.93%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. Email us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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