Thursday, June 26, 2014

Top story: 10 times NOT to use your credit card

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Weekly newsletter: June 26, 2014
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10-times-not-use-credit-card
10 times NOT to use credit cards
Those pieces of plastic are convenient, but if you want to retain your sanity and pocketbook, give the poor things a rest sometimes ... More
Pricey fees push up annual fee card costs 
A surge in costly new high-fee credit cards on the market boosted the average annual fee to $163, nearly double a year ago ... More
Video: 5 steps to secure smartphone data
If your phone is stolen or hacked, there goes your financial and personal data. To secure data on your smartphone, take these steps ... More
'Let's Talk Credit' by Jane McNamara
Balance transfers aren't debt lifeline
Balance transfer offers aren't lifelines for people with bad credit; they're a deal for those who maintain good credit ... More
'To Her Credit' by Sally Herigstad
How sharing a charge card affects scores
Authorized users can't mess up a credit utilization ratio for charge cards, but late payments still hurt scores ... More
'Cashing In' by Tony Mecia
Picking a destination for frequent flier flight
Award tickets can be hard to come by, but some airlines have features to help you book your free trip ... More
WalletUp
Taking charge blog
Rate Report
Crackdown reveals bias, other ills in debt settlement offers
A crackdown on store card giant GE Capital exposed details of the discount offers that card companies extend to some struggling customers ... More
Save more by cultivating gratitude
The next time you feel tempted to overspend, you may want to take a moment to count your blessings. A new study shows gratitude may curb your urge to splurge ... More
Credit card rate report
As of 6/26/2014
National Average
15.01%
Business
12.80%
Low Interest
10.37%
Balance Transfer
12.64%
Cash Back
14.91%
Reward
14.97%
Bad Credit
22.73%
Airline
15.30%
Student
13.27%
Instant Approval
28.00%
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Thursday, June 19, 2014

Top story: Video: What's your 'real' FICO score?

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Weekly newsletter: June 19, 2014
 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Top credit card news
Expert advice
fico-scores
Video: What's your 'real' FICO score?
Have you ever wondered why your FICO score varies? Today it's 700, tomorrow the car dealer runs your credit report and informs you that your score is 699! What happened? ... More
Capital One's rewards chief: Expect a busy travel season
In a Q&A, Capital One's rewards vice president Amy Lenander discloses it will be a busy summer season, and what the future holds for rewards ... More
Poll: As card fraud rises, so do false alarms
As data breaches soar, so do credit card fraud false alarms that block or flag legitimate credit card transactions, says a new CreditCards.com poll ... More
'Opening Credits' by Erica Sandberg
Child charged merchandise to mom's account? Return it
A child who charged merchandise without permission needs to learn a lesson; have her stand by as Mom calls the card company -- and the cops ... More
'To Her Credit' by Sally Herigstad
Walk away from co-signed loan? No such thing
Her mother defaults; her kids need student loans. What's a serial co-signer to do? Step No. 1: Put down the pen ... More
'Let's Talk Credit' by Jane McNamara
Tick-tock debt: Law gives 30 days to respond to collector
When a debt collector makes first contact, you have the right to seek verification of the debt and to dispute it ... More
WalletUp
Taking charge blog
Rate Report
Suze Orman's Approved cards won't be anymore
This week, Suze Orman's love story with her signature Approved prepaid debit card for budget-stretchers came to an unexpected end. And as with most sudden breakups, neither side is saying much ... More
Why banks stop your purchases (and what you can do about it)
Like it or not, your credit card company is watching what you buy, where you buy it and just how much you spend on it.
One of the big reasons for this: sniffing out fraud ... More
Credit card rate report
As of 6/19/2014
National Average
15.01%
Business
12.80%
Low Interest
10.37%
Balance Transfer
12.64%
Cash Back
14.91%
Reward
14.97%
Bad Credit
22.73%
Airline
15.30%
Student
13.27%
Instant Approval
28.00%
You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in e-mail, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
1. E-mail us at newsletter@creditcards.com.
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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