This week's top story: How to curb pre-holiday money stress

Weekly newsletter: Oct. 31, 2013
More credit card news   Credit card help   Credit card videos  Credit card statistics
Top credit card news		Expert advice
	3 ways to curb pre-holiday money stress	'Let's Talk Credit' by Jane McNamara Buying a home? Boost your 'team' score Couples looking to buy a house can buff their team credit score by having the person with better credit add the partner with worse credit to card accounts.  More... 'To Her Credit' by Sally Herigstad Co-signed student loan leaves mom on the hook When a parent co-signs a student loan for a child, the assumption is that the child will make payments after graduation. But sometimes, things backfire.  More... 'Opening Credits' by Erica Sandberg Making sure your first credit card is the right fit Shopping for your first credit card is much like finding that perfect pair of jeans -- it has to fit your income as well as complement your credit. More...
Ah, the holidays. From Halloween to New Year's Eve, it's common to experience the financial freak-out. Must you, though? No, say the experts ... (See Holiday spending)
Buy lottery tickets with a credit card? Maybe State laws and retailers' policies often ban putting lottery tickets on credit. But that may change as online lottery sales spread ... (See Lottery sales)
More issuers cut foreign transaction fees In competition for well-heeled travelers, more credit card issuers are reducing or even dropping those pesky foreign transaction fees ... (See Fee)
Blog: Taking Charge		RATE REPORT
Congress debates alternative credit data to build credit scores Missed your electricity bill last month? You can rest easy, for now, as most utility companies don't report to the credit bureaus unless you're seriously late. However, that could change if a bipartisan group of congressmen get their way. More... Data broker's dealings with ID thief expose lax protections It was bad enough when hackers breached data brokers' digital warehouses with ID theft in mind. Now a data broker scandal shows how weak the protections are for consumers' identifying details. More...		Credit card rate report as of 10/31/2013 National Average 15.03% Business 12.98% Low Interest 10.46% Balance Transfer 12.49% Cash Back 14.62% Reward 14.87% Bad Credit 23.48% Airline 14.51% Student 13.27% Instant Approval 28.00%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link

CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759 http://www.creditcards.com

Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam

Powered by MyNewsletterBuilder

 

This week's top story: How high can late fees, fines go?

Weekly newsletter: Oct. 24, 2013
More credit card news   Credit card help   Credit card videos  Credit card statistics
Top credit card news		Expert advice
	Late payments: How high can fines, fees go?	'Opening Credits' by Erica Sandberg How to fix defaulted medical debt When old medical debt is keeping you from moving ahead with your life, it's time to take action. Either pay it off or work out a debt settlement with collectors.  More... 'To Her Credit' by Sally Herigstad Who pays card bill after a parent dies? When a parent dies, all bills should go through the estate. Even if you used a parent's card with permission prior to death, if it isn't your card, it's not your bill.  More... 'Cashing In' by Cathleen McCarthy Do chip-and-PIN cards work in the US? Chip cards issued in the U.S. will work here because  they still have mag stripes. Overseas, however, the embedded chip -- not the stripe -- is read.  More...
Occasional tardiness won gentler treatment under a 2009 reform law, but repeat offenses bring heavier penalties, especially for chronic late payers ... (See Late fees, fines)
7 ways to prep for a leaner holiday season Avoid buyer's remorse this holiday season by following these expert tips on how to keep your spending frugal but festive ... (See Lean holiday)
Keeping up with ever-shorter rewards promotions Rewards promotion deals that now last for as little as a day can mean more ways to rack up credit card points. But how do you keep up with it all? ... (See Card promotions)
Blog: Taking Charge		RATE REPORT
Debt crisis lesson: Don't neglect emergency funds The government shutdown is finally over. But it will likely leave Americans skittish about spending for a while -- and motivate them to beef up their savings. More... App lets your smartphone dial for dollars at ATMs In a move that may forever alter the meaning of "dialing for dollars," global financial services giant FIS will soon enable ATM users nationwide to call ahead for cash from their smartphones, no debit or credit card required. More...		Credit card rate report as of 10/24/2013 National Average 15.03% Business 12.98% Low Interest 10.46% Balance Transfer 12.49% Cash Back 14.62% Reward 14.87% Bad Credit 23.48% Airline 14.51% Student 13.27% Instant Approval 28.00%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link

CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759 http://www.creditcards.com

Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam

Powered by MyNewsletterBuilder

 

This week's top story: 7 jobs that require great credit

Weekly newsletter: Oct. 17, 2013
More credit card news   Credit card help   Credit card videos  Credit card statistics
Top credit card news		Expert advice
	7 jobs that require great credit	'Let's Talk Credit' by Jane McNamara Yes, collectors can sue you for card debt Some people believe that when a debt is charged off, the obligation to pay is gone. Not so. Collectors have the legal right to pursue, and sue, you.  More... 'To Her Credit' by Sally Herigstad Will closing an unused card hurt your credit score? If you just got new plastic, but a more attractive offer comes in the mail, would it be OK to cancel the first card and apply for the second? More... 'Cashing In' by Cathleen McCarthy How to redeem miles on partner airlines With major airline alliance partners, you can usually book your flight in the same way you would a flight on the airline that holds your award miles.  More...
While not all employers check your credit reports, some jobs require it. Make sure your credit is squeaky clean before trying for one of these jobs ... (See Great credit required)
Debt charged off? Beware puffed-up bill Courts are setting higher standards for debt buyers to prove their right to charge you interest after a bank has written off your debt ... (See Charged-off debt)
Fuss erupts over card payments for online gun sales A card processor's decision to stop authorizing legal gun sales from a large North Carolina gun shop has sparked a fight over firearms, freedom ... (See Gun sales)
Blog: Taking Charge		RATE REPORT
Security invention embeds card data into credit card plastic America's existing credit cards of embossed account numbers and magnetic stripes are ready for retirement. Behold a new process announced by a scientist in Great Britain that promises to embed card data directly into the card plastic, obviating the need for holograms and other doodads. More... Should college students have easier access to credit? Surprisingly, college-age students are less likely to default on a credit card, says a new study, calling into question the wisdom of the Credit CARD Act of 2009's restrictions on granting cards to the younger crowd. More...		Credit card rate report as of 10/17/2013 National Average 15.03% Business 12.98% Low Interest 10.46% Balance Transfer 12.49% Cash Back 14.62% Reward 14.87% Bad Credit 23.48% Airline 14.51% Student 13.27% Instant Approval 28.00%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link

CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759 http://www.creditcards.com

Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam

Powered by MyNewsletterBuilder

 

This week's top story: Biggest losers: Couples pays off $50,000 in card debt

Weekly newsletter: Oct. 10, 2013
More credit card news   Credit card help   Credit card videos  Credit card statistics
Top credit card news		Expert advice
	Couple repays $50,000 in debt despite hardships	'Let's Talk Credit' by Jane McNamara Bankrupcty damage worse than debt settlement Both hurt badly, as they should, since they're serious debt defaults. But bankruptcy causes the greater credit score damage.  More... 'To Her Credit' by Sally Herigstad Headed overseas? Get an EMV chip card If you're headed to Europe, it would be wise to upgrade your magnetic-stripe card to a chip card, as many countries use EMV technology these days.  More... 'Opening Credits' by Erica Sandberg Can too much plastic mess up your credit score? When a review of your credit report says you have too many cards, will your otherwise stellar credit take a nosedive if you cancel some? More...
Cancer, Alzheimer's and unexpected early retirement didn't deter a Georgia couple from biting the bullet to repay $50,000 in credit card debt ... (See Debt losers)
Banks offer help to furloughed federal workers Furloughed workers may get help from banks, which are dusting off natural disaster plans for a man-made one ... (See Bank help)
Can you claim frequent flier miles after the death of a parent? Airline policies on mile transfers can be restrictive, but it's worth a call. Your best chance is if the miles are bequeathed to you ... (See Mile transfer)
Blog: Taking Charge		RATE REPORT
CFPB report opens window on card approvals, credit limits What are the odds of getting a credit card if your credit score isn't so hot? And what about the size of your credit limit? The federal government's consumer financial watchdog unpacked some big data in a new report, answering those questions and several others. More... Think twice before tossing 'expired' food Researchers estimate that up to 90 percent of Americans waste money -- and food -- by needlessly paying attention to "sell by" and "best before" dates on packaged products. More...		Credit card rate report as of 10/10/2013 National Average 15.03% Business 12.98% Low Interest 10.46% Balance Transfer 12.49% Cash Back 14.62% Reward 14.87% Bad Credit 23.48% Airline 14.51% Student 13.27% Instant Approval 28.00%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link

CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759 http://www.creditcards.com

Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam

Powered by MyNewsletterBuilder

 

This week's top story: 12 creepy things data marketers know about you

Weekly newsletter: Oct. 3, 2013
More credit card news   Credit card help   Credit card videos  Credit card statistics
Top credit card news		Expert advice
	12 creepy things data brokers know about you	'Let's Talk Credit' by Jane McNamara Maxing out? Having a credit mix helps If you have one card that's close to maxed out every month, having other types of credit will soften any credit score damage.  More... 'To Her Credit' by Sally Herigstad Wage garnishment laws vary by state If you're served with a summons for unpaid debt, where you live will determine whether a creditor can recoup funds through wage garnishment.  More... 'Opening Credits' by Erica Sandberg Fiancee leaves ex with big wedding debt He gave her his credit card to buy a $3,600 dress and financed a $9,000 ring. Then she left the country, taking it all with her. What's a jilted lover to do? More...
Personal data -- such as where you travel, how much you make or even what kind of car you drive -- is no longer considered your own private business... (See Creepy things)
Report: We're smarter about using plastic We've  learned a lesson from the recession, says a new report, by paying lower interest and carrying lower balances ... (See Lessons learned)
FTC says :( to debt collection text messaging The FTC sends its own message about what debt collectors can and can't do ... (See Debt texting)
Blog: Taking Charge		RATE REPORT
Materialism makes it harder to bounce back from adversity In a study published this summer in the Journal of the Academy of Marketing Science, researchers argue that people who place a high value on stuff tend to have lower levels of self-esteem and are more prone to mental health issues, such as post-traumatic stress, when faced with negative events. More... India's latest fraud fighter: Suppandi cartoon character For years, India has been a world hotbed of credit card fraud and identity theft. But now, its beloved children's magazine Tinkle is fighting back with the help of India's cartoon equivalent of Goofy. More...		Credit card rate report as of 10/3/2013 National Average 15.02% Business 12.98% Low Interest 10.46% Balance Transfer 12.49% Cash Back 14.62% Reward 14.86% Bad Credit 23.48% Airline 14.51% Student 13.27% Instant Approval 28.00%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link

CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759 http://www.creditcards.com

Subscribe  •  Unsubscribe  •  Preferences  •  Send to a Friend  •  Report Spam

Powered by MyNewsletterBuilder