5 really cool ways to redeem rewards

CreditCards.com Weekly Newsletter

Should you fund your startup business with a credit card? As any entrepreneur knows, one of the most challenging aspects of getting a new business off the ground is having adequate cash flow for growth. Securing financing can be a struggle, which is why many small-business owners turn to their credit cards as a significant source of financing. Here are the benefits, the drawbacks, other financing options and what you need to know if you charge ahead. See the full story

More News 5 ways to save on new furnishings Between the time first-time homebuyers make an offer on a home and close on the deal, they are already compiling a shopping list in their heads of the things they will need to buy to make their house a home. But before you start filling those virtual shopping carts, know that with a little ingenuity, strategically using credit cards can help save you money and keep your budget in line. See the full story

What is a credit card retention offer? As with all relationships, the one between you and your current credit card can sour. Looming fees and lackluster benefits can cause you to consider closing the card. Before bidding adieu, though, you may want to give the account issuer an opportunity to woo you back.  If you play your cards right, you may be presented with a credit card retention offer: reduced costs and sweet perks if you stick with the account and use it a certain way. See the full story

5 really cool ways to redeem rewards points this summer Instead of redeeming your hard-earned miles and points for a flight upgrade or hotel stay, why not try an exciting new experience – something that you would never try if you had to pay out of pocket with cash?  We've put together a list of some of the ways your rewards points can take you far off the beaten path this summer. See the full story

Expert Q&A Should I pay off or close a credit card to get a better mortgage? Paying off a credit card is one of the best things you can do to raise your score and qualify for a better mortgage, but closing a card is among the worst. There are other factors besides credit scores that affect your ability to qualify for a mortgage: debt-to-income ratio, the amount of money you have in the bank and length of time at your job, to name a few. Yet, with these and other such elements firmly in place, you can make that mortgage more affordable simply by raising your score. See the full story

Product News Wells Fargo Propel card adds rewards aimed at millennials Wells Fargo and American Express have tweaked the Propel card to target millennials with a 3-point bonus on dining, travel, transit and streaming services. The updated Propel card, made of metal, will launch July 16 with a 30,000-point sign-up bonus. See the full story

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Inversión o liquidez

Si tienes proyectos de inversión o necesitas liquidez, ¡estás de suerte! En Iberfinancia somos los mejores ayudando a Pymes a conseguir financiación de cualquier tipo: pública, privada, bancaria, no tradicional, de pequeños inversores... En este 2018 (menos de 6 meses) ya hemos conseguido: - Más de 16 millones de euros - en 165 operaciones - para 76 empresas distintas. Si quieres alcanzar tus objetivos, cuenta con los mejores profesionales. Sigue el siguiente enlace y te llamaremos cuanto antes: Haz clic aquí para que te llamemos. Un saludo, El equipo de Iberfinancia

Información sobre ICO

Hola, Muchos de nuestros clientes (y no clientes) nos preguntan por las líneas ICO. Son unas líneas muy conocidas pero muchos empresarios tienen dudas sobre como funcionan. Resumiendo (para no aburrirte) son líneas con fondos públicos pero que se gestionan a través de bancos... lo que tiene ventajas y desventajas: - Desventajas: bancos como intermediarios. Con sus gestiones, sus análisis y sus propios objetivos e intereses. - Ventajas: supone poder ampliar tu rango de acción y no presentar tu operación ante un único organismo, sino ante decenas. La matemática es clara: a más opciones, más posibilidades. En Iberfinancia nos hemos especializado en las líneas ICO porque creemos que son la mejor opción para muchas empresas a la hora de conseguir los fondos que necesitan. Si quieres saber más sobre el ICO y como podemos ayudarte a conseguir el tuyo, sigue el enlace y te llamo: Haz clic aquí para que te llame. Un saludo, Cristina

Financiación con fondos europeos

Fondos europeos: FEDER, FEI y BEI. Para Pymes y autónomos constituidos y que operen en España. Importe máximo: 12,5 millones por Pyme. Al tratarse de líneas con garantía del FEI cuentan con condiciones preferentes. Somos expertos en gestionar líneas con fondos europeos. Quiero saber más Si lo prefieres puedes llamarnos al 981 90 49 49 (de lunes a viernes de 9 a 16 horas)

The best business card perks you're probably not using

CreditCards.com Weekly Newsletter

How to save in-store with rewards cards If you think you can only maximize rewards and cash back savings while shopping online, think again. Shoppers can score some pretty sweet deals using plastic at a brick-and-mortar store and may be missing out on special incentives and deals offered by merchants. Want the inside scoop on how to leverage your credit card to make the most of your in-store shopping experience? Read on. See the full story

More News Best cards for travel insurance Earning enough points for a free vacation or flight is always a thrill, but flying has become a massive hassle and you never know when something might happen to turn that trip from a dream to a nightmare. If you've got enough on your mind already to worry about travel insurance, fear not. Your credit card may hold a very comprehensive policy of its own. See the full story

Sign-up bonuses: How to score big rewards When it comes to reward credit cards, "churning" can often sound like a bad word. It implies aggressively signing up for credit cards, then canceling them, then repeating the process. Yet card issuers know that consumers are highly motivated by robust sign-up offers – that's why they offer them. So what are you to do? Here are some strategies for making the most of those big sign-up bonuses on rewards cards. See the full story

The best business card perks you're probably not using Having a business credit card can come in handy if you need to cover a large business expense or a temporary cash flow gap. It can also be a convenient way to spend for everyday purchases and control employee spending.  And if you can earn rewards on your business expenses, that only sweetens the deal.  Your card could also include some value-packed features, which you may not be aware of. See the full story

Expert Q&A If I close my current card in order to apply for a new rewards card, will this hurt my score? Keeping your old card open while applying for a new card is completely doable. This will allow you to keep your length of credit history and not hurt your credit. While never helping your score, closing a card can hurt your score in a couple of ways – one of them immediately; the other one, about 10 years after closing. See the full story

Product News AmEx's new Cash MagnetSM card offers a $300 bonus and 1.5 percent back on every purchase American Express has launched a new, flat-rate cash back card that lets cardholders earn up to $300 back for a limited time. In addition to the introductory bonus, the no-fee Cash Magnet card offers an unlimited 1.5 percent cash back on every purchase. See the full story

Copyright © CreditCards.com LLC. All rights reserved. See the full story American Express has launched a new, flat-rate cash back card that lets cardholders earn up to $300 back for a limited time. In addition to the introductory bonus, the no-fee Cash Magnet card offers an unlimited 1.5 percent cash back on every purchase. view on web | unsubscribe | update preferences