Tuesday, June 29, 2010

This week's top story: Confessions of a shopping addict

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More credit card news | Credit card help | Credit card videos | Credit card statistics June 29, 2010
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Top credit card stories

'Spent: Memoirs of a Shopping Addict' author Q&A
Former model turned freelance writer Avis Cardella describes how credit counseling helped her overcome her "Sex and the City" lifestyle. More... 
How to find your credit card security code
A credit card's security code -- no matter if it's called a CSC, CVV, CV2, CVC or something else -- can be hard to find. We can show you where to look. More... 
Small ticket purchases fuel debit card growth
A new study shows that the debit card has insinuated itself deeply into everyday purchasing. More... 
Is bad credit bad for small business startups?
Blemished credit can limit your entrepreneurial success, but it doesn't have to stop it. More... 
Expert credit card advice

Don't put your mom's debt on your plastic
'The Credit Guy' expert Todd Ossenfort
Yes, you want to help, but if you allow a someone to transfer a balance to your card account, you are legally liable for that debt. More...
 
Can paying off a car loan early hurt your credit?
'To Her Credit' expert Sally Herigstad
A reader wants to know if it's better for her credit standing to pay off her car loan or to continue financing for the life of the loan.
More...
 
Taking on more credit won't hurt a good credit score
'Credit Score Report' expert Jeremy Simon
A responsible borrower's good credit score won't be hurt -- and might even improve -- when taking on additional credit.
More...
 
A 'workout plan' to shed debt, build credit scores
'The New Frugal You' expert Gary Foreman
Just like an exercise plan helps you shed weight and build muscle, a credit plan can help you shed debt and build your scores.
More...
 
More credit card news

Credit card APRs rise for fourth straight week
Interest rates on new card offers continued to climb, according to the latest CreditCards.com Weekly Rate Report. More... 
Why Americans need chip-and-PIN cards
Traveling Americans are finding it more difficult to use their old-fashioned mag stripe cards abroad. More... 
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National Average   14.43%
Business   12.96%
Low Interest   12.04%
Balance Transfer   12.93%
Cash Back   12.63%
Rewards   14.75%
Bad Credit   20.32%
Airline   14.46%
Student   13.96%
Instant Approval   15.99%

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Tuesday, June 22, 2010

This week's top story: 5 steps to dispute debt that's not yours

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More credit card news | Credit card help | Credit card videos | Credit card statistics June 22, 2010
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

5 steps to dispute debt that's not yours
Identity mix-ups are common, but if you're being tagged for debt that is not yours, you need to fix the problem right away instead of ignoring it. More... 
Using your yearly card statement as a budgeting tool
Your annual statement summarizing your credit card spending can be a valuable personal finance tool. More... 
Feds cap credit card late fees at $25
The credit card fee limit is among several new protections from the Credit CARD Act that were finalized last Tuesday by the Federal Reserve More... 
A revolution is coming in the way you pay
In his book, David Evans tells how consumers are going through two payment revolutions: paper to plastic, then plastic to "virtual" payments. More... 
Expert credit card advice

5 simple ways to a faster debt payoff
'Opening Credits' expert Erica Sandberg
A reader's credit card statement showed him what it would cost to pay his debt in three years. He wants to do it sooner. More...
 
Premeditated card default for ailing father?
'To Her Credit' expert Sally Herigstad
A reader with a poor, ailing father wants to know if she'll be liable for racking up debt on his plastic for his care.
More...
 
Free FICO scores exist, but aren't easy to come by
'Credit Score Report' expert Jeremy Simon
Free credit scores do exist and are relatively easy to find, but the tricky part is getting the scores lenders actually use.
More...
 
How to face a student loan debt disaster
'The New Frugal You' expert Gary Foreman
Deep in hock and needing more money to graduate, a student needs a repayment plan.
More...
 
More credit card news

Capital One move pushes APRs higher for 3rd week
Another week brought with it another interest rate move by Capital One, sending credit card APRs still higher. More... 
Parents can be better financial role models
While many of us learn how to manage our finances from our parents, they're not always the best role models, according to a new survey. More... 
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Credit card rate report
(as of 6-22-2010)
National Average   14.35%
Business   12.96%
Low Interest   12.04%
Balance Transfer   12.93%
Cash Back   12.63%
Rewards   14.57%
Bad Credit   20.32%
Airline   14.46%
Student   13.96%
Instant Approval   15.99%

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Taking Charge: A CreditCards.com blog


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