Friday, November 30, 2012

This week's top story: How to prepare for the fiscal cliff

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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

How high will your fiscal cliff be?
If we fall off a "fiscal cliff," do you know where you would land? Here's what to do now to prepare and soften the impact of expiring tax breaks and spending cuts. More...
Calculator: Estimate your 'fiscal cliff' tax bill
 
6 weird credit score strategies
Some go to extremes to improve their scores, adopting tactics that can be a bit unusual. What's even odder is a few of them actually work. More... 
When happy meds lead to depressing debt
Antidepressants may have an unexpected side effect: irrational shopping sprees, gambling jaunts and reckless investments. More... 
Consumers using old cards for new debt
Fed report: Consumers are pulling out their cards again, but they're relying on the ones they've got rather than applying for new plastic. More... 
Expert credit card advice

Mom stops Asperger adult child from getting credit
'To Her Credit' expert Sally Herigstad
A 29-year-old with Asperger syndrome under her mother's care wants more freedoms, including her own credit card. More...
 
Can you erase co-signed loans from your reports?
'Opening Credits' expert Erica Sandberg
A mom co-signed her son's student and car loans. Now she wants to get those loans off her credit reports.
More...
 
Cutting a bare bones budget even further
'New Frugal You' expert Gary Foreman
If you need to cinch your belt even tighter, look again at expenses. If it doesn't feed you, heal you, house you or boost income, cut it.
More...
 
Card rewards to get home for the holidays
'Cashing In' expert Cathleen McCarthy
If you plan strategically, you can start earning enough rewards points now to get that free trip home for the holidays in 2013.
More...
 
Infographics and 'Taking Charge' blog

Infographic: How holiday shoppers will use rewards
Holiday shopping is a great time to rack up those card rewards, but what are consumers planning to do with them? More... 
No warm fuzzies for bill collectors
While lawsuits against debt collectors are down, complaints about them have skyrocketed. More... 
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Credit card rate report
(as of 11-30-2012)
National Average   14.96%
Business   13.13%
Low Interest   10.40%
Balance Transfer   12.62%
Cash Back   14.30%
Reward   14.80%
Bad Credit   23.64%
Airline   14.63%
Student   13.31%
Instant Approval   15.49%

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Wednesday, November 21, 2012

This week's top story: Issuers roll out holiday promotions, offers

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More credit card news | Credit card help | Credit card videos | Credit card statistics November 21, 2012
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Issuers roll out limited-time deals for holidays
Even the stingiest spenders will be able to stretch their holiday budgets by playing their credit cards right. Issuers have again sweetened their year-end offers with limited-time special deals. More... 
12 creative ways to wrap gift cards
With a little ingenuity and a few extra bucks, you can turn that 3-1/8-by-2-1/8-inch piece of plastic into a thoughtful and guaranteed-to-bring-a-smile present. More... 
2012 gift card chart
Blacklisting Black Friday? Check out our annual survey of 63 of the top gift cards and save yourself from shopping headaches. More... 
Issuers boost VIP experience programs
Issuers step up special offers for cardholders, using leverage as event sponsors to extend VIP perks to more mainstream customers. More... 
Expert credit card advice

Why multiple payments can raise a credit score
'To Her Credit' expert Sally Herigstad
Making multiple payments in a month reduces your credit utilization, which can help boost your credit score. More...
 
Re-aging old card debt can land you in court
'Opening Credits' expert Erica Sandberg
Debt that passed the statute of limitations should stop debt collectors from suing you, unless you reaffirm the debt as yours.
More...
 
Payments are current, but can you negotiate?
'Credit Care' expert Tanisha Warner
You can try to settle for less than full payment if your bills are current, but it may not work -- and don't stop paying to force the issue.
More...
 
Fly to New Zealand using miles, points
'Cashing In' expert Cathleen McCarthy
Earning enough rewards points for a U.S.-New Zealand flight early next year will take patience, but some airline deals can help.
More...
 
'Taking Charge' blog

Gold card made of real gold
What becomes a Eurasian oil oligarch most? Why, the first-ever, diamond-studded card from Sberbank in Kazakhstan, made from real gold, of course! More... 
MasterCard's muscle card with no brakes
There's a new status card in town that packs something the rest of you lack: a tiny keypad and LCD digital numeric display. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 11-21-2012)
National Average   14.96%
Business   13.13%
Low Interest   10.40%
Balance Transfer   12.62%
Cash Back   14.30%
Reward   14.80%
Bad Credit   23.64%
Airline   14.63%
Student   13.31%
Instant Approval   15.49%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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