Thursday, April 28, 2016

4 credit lessons men can learn from women

 
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'Cashing In by Tony Mecia
FAQs on the new Costco Citi Visa card answered
We answer 10 questions prompted by Costco's switch to Citi as its new credit card partner.



 
'To Her Credit by Sally Herigstad 
Getting a refund tougher if you buy with a debit card
Late or nondelivery refunds not fully guaranteed with debit purchases.



 
'Credit Smart by Susan Keating 
Big balance transfers may run into limits
Zero-percent loans are great, but you might not be able to transfer all your debt to one.

Many payday loan alternatives still charge eye-popping APRs
A growing number of online lenders catering to consumers with bad credit are charging 3-figure APRs in exchange for supplying a quick loan.

My week using only Samsung Pay
Blogger Jamie Gonzalez dove head first into mobile payments by challenging herself to go a week using only Samsung Pay.
Rate Report 
Credit Card Rate Report as of 4/28/16

National average 15.19% 
Low interest 11.96%
Business 13.12%
Student 13.42%
Balance Transfer 14.39%
Airline 15.17%
Cash Back 15.30%
Reward 15.30%
Instant approval 18.04%
Bad credit 22.56%
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Monday, April 25, 2016

HELLO DEAR,

My name is Emanuela, I saw your profile on facebook, Please contact me direct to my email here, emanuelaeric2@gmail.com i have an important issue to tell you And also send you my pictures, Await your urgent response,

Yours Miss Emanuela Eric,

Thursday, April 21, 2016

Poll: Women lose more sleep over money

 
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'Speaking of Credit by Barry Paperno
Positive info not always reported to credit bureaus
Big swings in credit scores can result, and that can hurt if you're borrowing.



 
'Opening Credits by Erica Sandberg 
Used right, subprime cards can help rebuild credit
Subprime or secured card can pave the way to a better credit score.



 
'Credit Smart by Susan Keating 
After divorce, ex dies with card debt; am I responsible?
It's unlikely, but check divorce decree, credit reports.

My worst financial sin: Not opening the mail
After writing about how being disorganized can cost you, our blogger makes a confession.

Visa 'Quick Chip' added to reduce chip card's dip delay
One of the complaints about new chip cards is the "extra time" it takes to dip instead of swipe. Enter the Quick Chip upgrade, which allows you to insert and remove your chip card in a couple of seconds.
Rate Report 
Credit Card Rate Report as of 4/21/16

National average 15.19% 
Low interest 11.96%
Business 13.12%
Student 13.42%
Balance Transfer 14.39%
Airline 15.17%
Cash Back 15.30%
Reward 15.30%
Instant approval 18.04%
Bad credit 22.56%
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Thursday, April 14, 2016

Card companies may be analyzing your voice

 
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'Cashing In by Tony Mecia
How to switch your rewards card
Whether your need to close your old card when you apply for one with better rewards depends on the card's fees and perks.



 
'Opening Credits by Erica Sandberg 
How a secured card deposits work
Your deposit acts as your credit line and is refunded once the card is closed and the balance paid, minus any fees.



 
'Credit Smart by Susan Keating 
Pay off all debt or leave small balance?
If you want to keep the card, use it; inactivity can cause it to be closed.

Struggling debtors help make nonprofit CEOs wealthy
If you can't pay your mortgage or credit card bills, chances are you will seek help from a credit counseling agency. While such agencies' clients are struggling, their leaders are doing anything but.

Choosing a college? 4 money tips to consider
If your high school senior is starting to receive college acceptance letters, congratulations! Now it's time to sit down with your college hopeful and talk about costs.
Rate Report 
Credit Card Rate Report as of 4/14/16

National average 15.16% 
Low interest 11.96%
Business 13.12%
Student 13.42%
Balance Transfer 14.36%
Airline 15.17%
Cash Back 15.21%
Reward 15.26%
Instant approval 18.04%
Bad credit 22.56%
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