Tuesday, November 30, 2010

This week's top story: Home-shopping addiction and debt

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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Home shopping addiction: A fast path to card debt
If the lure of home shopping television networks such as QVC and HSN is causing you to bust your budget or descend into debt, it's time to switch channels -- perhaps permanently. More... 
10 expenses to cut to slash credit card debt
As your card balances grow, it's time to take a hard look at where you can free up some cash quickly to pay the debt down. More... 
Credit card agreements still mostly unreadable
Several months after analyzing the readability of credit card contracts posted on the Web, we found that there's been little improvement. More... 
Gift cards 2010: More consumer friendly
New gift card regulations, incentives and conveniences give consumers more reasons than ever to jump on the gift card bandwagon. More... 
Expert credit card advice

How interchange fee changes could impact you
'New Frugal You' expert Gary Foreman
Cash payers had been subsidizing card users at stores, but that system's under fire and could jeopardize rewards and prices. More...
 
Can you freeze an individual credit card?
'Credit Score Report' expert Jeremy M. Simon
While a credit freeze impacts new accounts, it takes a different approach to prevent the use of an existing account.
More...
 
Shared card accounts can lead to headaches
'The Credit Guy' expert Todd Ossenfort
Whether you're an authorized user or a joint account holder, mistakes, confusion may reign when severing a credit relationship.
More...
 
Retired, in debt: Is bankruptcy the answer?
'To Her Credit' expert Sally Herigstad
After years of borrowing, a couple's debt-laden retirement is forcing them to make some hard decisions.
More...
 
More credit card news

Card rates fall for second straight week
Credit card interest rates continued to fall this week, pushed lower by a business credit card. More... 
Limits proposed on how OTC medicines are bought
Group seeks reprieve for using medical accounts to buy over-the-counter medicine. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 11-30-2010)
National Average   14.74%
Business   12.91%
Low Interest   11.87%
Balance Transfer   12.80%
Cash Back   12.59%
Rewards   14.39%
Bad Credit   24.64%
Airline   14.45%
Student   14.49%
Instant Approval   15.99%

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Tuesday, November 23, 2010

This week's top story: Card fraud Hall of Shame: Top 10 crime schemes

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More credit card news | Credit card help | Credit card videos | Credit card statistics November 23, 2010
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

The Credit Card Hall of Shame: Top 10 credit crimes
What's it take to make our list? A fast-buck scheme. A willingness to wreak widespread financial havoc for personal gain. And a taste for larceny -- and prison. More... 
Your holiday credit card self-defense guide
With the holidays around the corner and Black Friday sales looming, it's time to gird up for bargains, temptations and even criminal acts. More... 
Government payments go from paper to plastic
The Treasury Department is finalizing a law requiring that all federal payments -- except for tax refunds -- be made electronically, starting in March 2011. More... 
6 questions to ask about small business credit cards
The right questions can help you find a small business credit card that can offer your business a lifeline, rather than a noose. More... 
Expert credit card advice

Mad at your issuer? Don't take it out on your credit
'New Frugal You' expert Gary Foreman
Think twice before closing little-used credit card accounts out of spite. It could backfire by damaging your credit score. More...
 
Don't accept a lender's 'fishy' credit score
'Credit Score Report' expert Jeremy M. Simon
A reader in the process of refinancing wants to know why his bank has selected a really low credit score for its lending decision.
More...
 
Check credit report to see who you owe
'Opening Credits' expert Erica Sandberg
A reader wants to know which company currently holds his delinquent debt. The answer can be found in his credit reports.
More...
 
The 'lost' debit card: Should you pick it up?
'To Her Credit' expert Sally Herigstad
What do you do when you find a lost debit card? Careful: Even Good Samaritans could face trouble if they pick it up.
More...
 
More credit card news

Keep kids away from the Kardashian Kard
Consumers Union issues a stern warning about the pitfalls of the new prepaid card hawked by the Kardashian sisters. More... 
Credit card APRs fall from record highs
Credit card interest rates finally fell from record highs this week, but it's far too early for borrowers to celebrate. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 11-23-2010)
National Average   14.74%
Business   12.91%
Low Interest   11.87%
Balance Transfer   12.80%
Cash Back   12.59%
Rewards   14.39%
Bad Credit   24.64%
Airline   14.45%
Student   14.49%
Instant Approval   15.99%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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