Tuesday, November 2, 2010

This week's top story: Gift cards 2010: More consumer-friendly

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More credit card news | Credit card help | Credit card videos | Credit card statistics November 2, 2010
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Top credit card stories

Gift card 2010: More consumer-friendly
As a changing gift card industry offers new incentives and protections for consumers, a CreditCards.com survey of card issuers shows that some cards deliver more value than others. More...
PLUS: 2010 gift card comparison chart
 
Use PayPal? 10 tips to stay safe
Here are 10 ways for buyers, sellers to use the PayPal payment system wisely, safely. More... 
Banks spent $83 million in once-secret college deals
Credit card marketing agreements, forced into view by the 2009 credit card reform law, reveal the vast scope of student, alumni marketing. More... 
Q&A with finance author Susan L. Hirshman
In her book, "Does This Make My Assets Look Fat?,'" Hirshman simplifies often-complicated material into girl-talk terms that any failed dieter can digest. More... 
Expert credit card advice

Want to cut electric bills? Beware of 'phantom loads'
'New Frugal You' expert Gary Foreman
Many of today's devices continue to sip power in 'standby' mode, so cutting off the worst offenders can cut your bill. More...
 
Fixing credit reports crucial, but not always easy
'Credit Score Report' expert Jeremy M. Simon
A reader vents about his struggles to get errors corrected on his credit report.
More...
 
Advice on how to pay off debt fast
'Opening Credits' expert Erica Sandberg
A reader is in a big hurry to shed $12,000 in debt. Our expert says it can be done quickly, but prepare to make sacrifices.
More...
 
Disabled and in debt: What to do?
'To Her Credit' expert Sally Herigstad
A reader who is temporarily disabled and unable to work wonders how in the world she can pay on her large debts.
More...
 
More credit card news

Fed's card contract database improves -- a little
It looks like regulators at the Fed were listening when consumer groups and others lambasted a new database of credit card agreements. More... 
Card APRs surge on First Premier's 59.9 percent APR
Credit card APRs neared record levels after First Premier began charging the higher of two APRs for all of its new Centennial Classic cards. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 11-2-2010)
National Average   14.69%
Business   13.05%
Low Interest   11.93%
Balance Transfer   12.83%
Cash Back   12.70%
Rewards   14.29%
Bad Credit   24.64%
Airline   14.45%
Student   14.49%
Instant Approval   16.49%

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