Thursday, May 31, 2018

8 tips for choosing bonus categories on your rewards card

CreditCards.com Weekly Newsletter

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Pick the right credit card for ground transportation expenses

Not every trip requires an airline ticket.  "When we think of travel, most people think of airplanes," says Walter Travers, a credit card and travel blogger known as the Credit Card Maestro. "But we travel every day." So where are credit card rewards for quick cab rides, commuter train tickets and ride shares?

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How to spend your next long airport layover

Airport layovers – especially long or unplanned ones – can be the bane of many travelers. But thanks to a few handy credit card perks and a little airport know-how, some frequent flyers actually look forward to a few extra hours in the airport. Members of the Society of American Travel Writers and other travelers who've circled the globe dozens of times shared their best tips on how to make the best of a long layover, whether you want to relax, work or go sightseeing.

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Charged Up! podcast: The card that gives back

Imagine getting fed up with the credit cards on offer and deciding to create your very own. It's a vision Stephen Garten had when he got frustruated trying to redeem his credit card rewards. With a mission to give back instead of getting more stuff, he created Charity Charge, a card that donates 1 percent of your spending to the charity of your choice. He now has cardholders in all 50 states and is launching a business card to make the donations even greater.

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8 tips for choosing bonus categories on your rewards card

Some credit cards let consumers and business owners select from a menu of categories for their bonus rewards. If, for example, you eat out frequently, then you can boost your rewards for dining. However, if the grocery store is where your money goes, that's also where you'll rack up the points.

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Expert Q&A

I just got my first credit card. Should I pay the balance before the due date to keep my credit utilization low?

An easy method to make sure your credit scores are not affected by any charged amount, large or small, is to pay what you've charged immediately.

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Taking Charge: a credit card blog

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TO UNDERSTAND INTEREST COST, CONVERT APR TO DOLLARS

It's bad enough that most of us don't know the annual percentage rate (APR) our credit cards charge. But even when we do know the rate, we are not good at understanding how much the interest will cost. A new study from a University of Maryland economist showed just how bad people are at estimating their financing costs when they buy something on revolving credit – and how expensive that mistake can be.

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Product News

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New United MileagePlus Explorer card will offer 2x miles on hotels and restaurants

Chase has launched a new, flat-rate cash back card for business owners – the Ink Business Unlimited. In addition to offering unlimited 1.5 percent cash back on every purchase, the card gives members a $500 cash back bonus after spending $3,000 in the first three months.

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Thursday, May 24, 2018

7 tips when redeeming points for a rewards 'experience'

CreditCards.com Weekly Newsletter

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SUMMER HOLIDAY SALES: CARD REWARD TIPS TO MAXIMIZE SAVINGS

Got big plans for your Memorial Day weekend? If you've got the day off for a summer holiday, that's a prime opportunity to take advantage of hot seasonal sales. As retailers roll out the deals, you'll need to decide whether to pay with cash, debit, a cash back or rewards credit card, or choose any promotions offered, which may be limited to their store cards.

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Guide to mobile wallets: Samsung Pay, Apple Pay, and Google Pay

If you have considered ditching your old-fashioned plastic credit card and switching to a mobile wallet but haven't yet, you have plenty of company. In its 2018 study on the use of mobile wallets, Pymnts.com reported that only 13 percent of adult smartphone users had ever tried Apple Pay, only 7 percent have tried Google Pay and just 5 percent Samsung Pay.

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Charged Up! podcast: Going from a cash-based to a cashless society

Your spending habits have changed dramatically over the last 15 years and it's not by accident. In his book, "The Deals That Made the World," BBC journalist, author and filmmaker Jacques Peretti outlines exactly what went down behind the scenes to move us from a cash-based to a cashless society. Trends aren't always by accident and new habits are often pre-designed.

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7 tips when redeeming points for a rewards 'experience'

Thinking of cashing in your points for a cool "experience" offered by a card rewards program? First learn the ins and outs to make sure you don't squander your rewards.

Rewards experiences offer you the chance to cash in your points from credit card, airline and hotel rewards programs for special events or packages – from a VIP night at the Emmys to a private farm-to-table dinner with a famous chef to a weekend of shredding the slopes with celebs at a charity ski event.

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Expert Q&A

Can I protect my credit score if I can't pay card's full balance?

Sometimes we find ourselves with a much higher balance than we can afford to pay off at once. Until you are able to regain control of your debt, take these steps to protect your credit score.

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Taking Charge: a credit card blog

CreditCards.com

Pence, Cohen and Credit Card Questions

Two key figures in President Donald Trump's orbit aren't setting great examples for other credit card holders around the planet. In the case of Vice President Mike Pence, it's running up a hefty amount of debt on one credit card.

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Product News

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Chase's new Ink business card offers a $500 bonus and 1.5 percent back on every purchase

Chase has launched a new, flat-rate cash back card for business owners – the Ink Business Unlimited. In addition to offering unlimited 1.5 percent cash back on every purchase, the card gives members a $500 cash back bonus after spending $3,000 in the first three months.

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