Thursday, March 28, 2013

This week's top story: 11 hidden card perks

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The latest news and advice from CreditCards.com.
 
Top stories

11 hidden credit card perks
The phrase "credit card fine print" is usually associated with unpleasant, expensive gotchas, but these hidden surprises bring good news to your wallet. More... 
Expiration dates fuzzy on old card debt
Card issuers' rules and conflicting legal rulings make it tough to tell when a consumer's debt ages past the statute of limitations. More...
PLUS: How to tell when card debt legally expires
 
Medical credit cards: Good, bad or ugly?
Some say they're a savior in a medical crisis, while consumer advocates decry their high interest rates and few protections. More...
PLUS: Health-care financing comparison chart
 
Q&A: 'Jane Austen's Guide to Thrift'
In a new book, two English professors who are also Jane Austen fans apply the romantic novelist's financial sensibilities to today's money woes. More... 
Expert advice

How old debt can lead to seized assets
'To Her Credit' expert Sally Herigstad
Even if a debt is beyond the statute of limitations, you cannot ignore a court summons or bill collector lawsuits for an old debt. More...
 
Will score suffer if new card is canceled?
'Opening Credits' expert Erica Sandberg
If you open a new card, pay it off fast and then cancel it, you may experience some credit score damage, but it will be minor. More...
 
Simple ways to keep miles from expiring
'Cashing In' expert Cathleen McCarthy
Closed your card? Most airlines require you to use (or lose) your miles. But you don't have to take a flight to keep them from expiring.
More...
 
Is a second business credit card wise?
'Your Business Credit' expert Elaine Pofeldt
If you're thinking of transferring the balance on your business card to one with a lower interest rate, there may be better options.
More...
 
Blogs

Will lenders ever use alternative credit scores?
Credit scoring companies keep reinventing algorithms for "thin file" folks, but lenders are slow to adopt them. More... 
Ben, you may be leaving? But we only just met
Federal Reserve Chairman Benjamin Bernanke led extraordinary measures to create jobs. Now he may be headed for a job change of his own. More... 
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Credit card rate report
(as of 3-28-2013)
National Average   14.95%
Business   13.13%
Low Interest   10.29%
Balance Transfer   12.59%
Cash Back   14.13%
Reward   14.75%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

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Taking Charge: A CreditCards.com blog


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Thursday, March 21, 2013

This week's top story: How, when to pay taxes via plastic

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The latest news and advice from CreditCards.com.
 
Top stories

Pros, cons of paying taxes with a credit card
A multitude of IRS tax payment options exist, including using plastic. Before you boost your balance (and perhaps rewards) to pay your taxes, know exactly what to expect. More... 
5 who funded their dreams on credit
Do you have a big dream, but a small bank account? See how these five people went into debt to fund their fantasies, and what they learned. More... 
6 questions to ask about your company credit card
Charging plane tickets and hotel rooms on a company card has big-shot appeal, but it's a perk with responsibilities -- and perhaps personal risk. More... 
Emancipated minors can't count on credit
Emancipation is a rare legal course followed by youthful celebrities and a few regular youths. You gain independence, but not credit until you're 18. More... 
Expert advice

Out of cash, out of work and in debt
'To Her Credit' expert Sally Herigstad
An unemployed couple moves to Georgia to be near family, but can't find work and needs to break their cycle of debt. More...
 
Debt vs. savings: Which gets paid first?
'Opening Credits' expert Erica Sandberg
When facing big debt, saving for emergencies seems illogical. But without a cushion, you're more likely to face financial peril. More...
 
Is there an easy way to track points and miles?
'Cashing In' expert Cathleen McCarthy
Third-party apps, sites, help manage multiple rewards programs more easily, but most have some major limitations.
More...
 
Blogs and infographics

Foodborne illnesses tracked via warehouse receipts
One day, your Costco, Sam's Club, Kroger or Publix card could give health officials the head start needed to contain a fast-moving epidemic. More... 
Infographic: How men, women divide money chores
Women appear to take the lead on daily money management while men handle long-term financial planning. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 3-21-2013)
National Average   14.95%
Business   13.13%
Low Interest   10.29%
Balance Transfer   12.59%
Cash Back   14.13%
Reward   14.75%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

Personal finance tools
Credit card calculators
Credit card finder
Shop by profile
Privacy resources
Credit score estimator
Best credit cards

Search by card type
Low interest
Balance transfer
0% APR credit cards
Instant approval cards
Reward credit cards
Cash back credit cards
Airline credit cards
Business credit cards
Student credit cards
Prepaid and debit cards
Credit card specials

Stay connected
Follow us on Twitter!
Become a fan!
RSS news feeds

Taking Charge: A CreditCards.com blog


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