Thursday, February 26, 2015

Top story: 7 times you might be liable for fraudulent charges

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Weekly newsletter: February 26, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Zero liability
Despite "zero liability" promises from credit card companies and protection from federal laws, there are instances where you might be on the hook for fraudulent credit and debit card charges ... (See More)
More credit cards are providing free credit scores for their cardholders, as regulators and President Obama encourage the practice to fight identity theft ... (See More)
Federal regulators are writing a major update of debt collection rules for the first time in decades, but the penalty will remain a wrist-slap ... (See More)
'Cashing In' by Tony Mecia
Costco will be ending its exclusive relationship with American Express. But there's no need to drop the Costco AmEx card right away  More...
'To Her Credit' by Sally Herigstad
Just because you received a 1099-C and may have paid taxes on an unpaid debt, that doesn't mean you're free from collection attempts. More...
'Credit Wise' by Kevin Weeks
With $16,500 of debt on a single card, the best options are to find the best possible balance transfer deal, or get involved in a debt management program. More...
An additional source of income can help you pay down debt or save for retirement, but the more you work, the more dollars and taxes you have to keep straight. Whatever your "side hustle" of choice is, here are a few tips for keeping your finances on track ... More
Having more money in the bank won't make you feel happier on a day-to-day basis, according to a new study. But it might make you less unhappy -- especially if you have enough cash stashed away to feel like you have some control over your circumstances ...  More
As of 2/26/2015
National Average
14.87%
Low Interest
11.53%
Balance transfer
14.00%
Business
12.85%
Student
13.14%
Cash Back
15.26%
Reward
14.99%
Airline
15.15%
Bad Credit
22.48%
Instant Approval
17.93%
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Thursday, February 19, 2015

Top story: New gift card has $0 balance? What to do

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Weekly newsletter: February 19, 2015

 More credit card news
 Credit card help
 Credit card videos
 Credit card statistics
Zero balance gift card
You use your new gift card the first time and, pfft! It's empty. Whether it's fraud or simple human error, follow these steps to retrieve its value ... (See More)
Getting financial goals together is not as daunting as it sounds. From DIY plans to going to a professional, financial planning is within reach ... (See More)
A dozen grads saddled with heavy student loan debts share their regrets and offer tips on how students can avoid the same big-ticket mistakes ... (See More)
'Speaking of Credit' by Barry Paperno
With several maxed-out cards, what's the best way to apply a tax refund to the balances to maximize credit score? More...
'Opening Credits' by Erica Sandberg
After following bad credit advice, a consumer worries that by closing two cards she just opened, she caused irreparable damage to her credit score. More...
'Credit Wise' by Kevin Weeks
Raiding retirement funds is tempting when you're unemployed and racking up debt, but it's almost never the smart move. More...
The other day, blogger Kelly Dilworth's debt-averse husband shocked her when he proposed taking out a personal loan to help pay for their upcoming move to Southern California -- one of the priciest regions in the country ... More
Similar to how stolen card numbers are bought online or stolen in a data breach to make counterfeit cards, fraudsters are entering stolen card numbers directly to Apple Pay to create virtual counterfeit cards, and financial institutions might not be doing enough to stop such activity in its tracks ...  More
As of 2/19/2015
National Average
14.89%
Low Interest
11.53%
Balance transfer
14.02%
Business
12.85%
Student
13.14%
Cash Back
15.11%
Reward
14.99%
Airline
15.15%
Bad Credit
22.73%
Instant Approval
17.93%
You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com.
CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com.
We offer two different ways to unsubscribe:
2. Click on the unsubscribe link.
CreditCards.com  •  9430 Research Blvd., Bldg. 4, Suite 400  •  Austin, TX 78759
http://www.creditcards.com
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