Wednesday, November 21, 2012

This week's top story: Issuers roll out holiday promotions, offers

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More credit card news | Credit card help | Credit card videos | Credit card statistics November 21, 2012
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Issuers roll out limited-time deals for holidays
Even the stingiest spenders will be able to stretch their holiday budgets by playing their credit cards right. Issuers have again sweetened their year-end offers with limited-time special deals. More... 
12 creative ways to wrap gift cards
With a little ingenuity and a few extra bucks, you can turn that 3-1/8-by-2-1/8-inch piece of plastic into a thoughtful and guaranteed-to-bring-a-smile present. More... 
2012 gift card chart
Blacklisting Black Friday? Check out our annual survey of 63 of the top gift cards and save yourself from shopping headaches. More... 
Issuers boost VIP experience programs
Issuers step up special offers for cardholders, using leverage as event sponsors to extend VIP perks to more mainstream customers. More... 
Expert credit card advice

Why multiple payments can raise a credit score
'To Her Credit' expert Sally Herigstad
Making multiple payments in a month reduces your credit utilization, which can help boost your credit score. More...
 
Re-aging old card debt can land you in court
'Opening Credits' expert Erica Sandberg
Debt that passed the statute of limitations should stop debt collectors from suing you, unless you reaffirm the debt as yours.
More...
 
Payments are current, but can you negotiate?
'Credit Care' expert Tanisha Warner
You can try to settle for less than full payment if your bills are current, but it may not work -- and don't stop paying to force the issue.
More...
 
Fly to New Zealand using miles, points
'Cashing In' expert Cathleen McCarthy
Earning enough rewards points for a U.S.-New Zealand flight early next year will take patience, but some airline deals can help.
More...
 
'Taking Charge' blog

Gold card made of real gold
What becomes a Eurasian oil oligarch most? Why, the first-ever, diamond-studded card from Sberbank in Kazakhstan, made from real gold, of course! More... 
MasterCard's muscle card with no brakes
There's a new status card in town that packs something the rest of you lack: a tiny keypad and LCD digital numeric display. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 11-21-2012)
National Average   14.96%
Business   13.13%
Low Interest   10.40%
Balance Transfer   12.62%
Cash Back   14.30%
Reward   14.80%
Bad Credit   23.64%
Airline   14.63%
Student   13.31%
Instant Approval   15.49%

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