Tuesday, September 28, 2010

This week's top story: Community property laws and joint debt

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More credit card news | Credit card help | Credit card videos | Credit card statistics September 28, 2010
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

How debt is handled in community property states
If your marriage ends in death or divorce, what happens to debts depends greatly on where you live. Here are some facts you need to know if you live in one of these states. More...
INTERACTIVE: Compare states' community property laws
 
The good, bad and the ugly of credit card offers
Card offers have rebounded, so good credit means a good deal. Bad credit? Not so much. See what kind of APR you can get. More... 
4 simple ways to cope with debt-related stress
If you're one of the millions of Americans in considerable debt, it isn't just your wallet that's affected, but your health, too. Here's help. More... 
Want to volunteer? Be sure your credit's good
Volunteerism is up, thanks to the recession. But be prepared to submit to a credit check as more nonprofits are requiring them upfront. More... 
Expert credit card advice

After a breakup, who's responsible for card debt?
'The Credit Guy' expert Todd Ossenfort
If you let your significant other become an authorized user on your card, you're stuck with the bill, no matter what happens. More...
 
Retail cards alone won't make a great credit score
'Credit Score Report' expert Jeremy M. Simon
Retail cards, used responsibly, can earn you a good -- but not great -- credit score. To take it higher, you'll need a mix of cards.
More...
 
Husband's hidden debt is newlywed nightmare
'To Her Credit' expert Sally Herigstad
A new wife is stunned when her new husband reveals that he has $20,000 in debt that he'd been keeping secret.
More...
 
After a debt diet, do you dare dine again?
'New Frugal You' expert Gary Foreman
When you've paid all your debts, ask yourself if you've learned your lesson and can handle credit wisely going forward.
More...
 
More credit card news

Video: Should you enroll in overdraft protection?
New federal rules require banks to get your permission before they enroll you in overdraft protection. Should you opt in? More... 
CreditCards.com rate report: Interest rates dip
Interest rates on new credit card offers fell this week, following the reappearance of the Sony Card. More... 
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Credit card rate report
(as of 9-28-2010)
National Average   14.14%
Business   12.85%
Low Interest   11.99%
Balance Transfer   12.68%
Cash Back   12.31%
Rewards   14.31%
Bad Credit   20.64%
Airline   14.14%
Student   14.05%
Instant Approval   15.99%

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