Tuesday, February 9, 2010

This week's top story: 5 smart moves to make before new card law

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More credit card news | Credit card help | Credit card videos | Credit card statistics February 9, 2010
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the industry's leading source of credit card news.
 
Top credit card stories

5 smart moves to make before new card law
With new regulations starting in less than two weeks, you should take stock of your credit card portfolio to determine which cards' terms need swift action and which ones are changing to your benefit. More... 
Feds eye reverse PINs to summon ATM aid
While punching your ATM's PIN in reverse to summon the cops is an urban myth, Congress liked it enough to mandate a study of the idea. More... 
Charitable charging comes under scrutiny
Many card companies waived transaction fees for Haiti donations, but some wonder why they aren't permanently waived on charitable gifts. More... 
Fed: Consumer card balances in a free fall
According to the Fed's consumer credit report, household card debt fell an average of $2,000 over the past 15 months. More... 
Expert credit card advice

7 simple ways to create an emergency savings fund
'The Credit Guy' expert Todd Ossenfort
Feel stranded without a credit card? The sooner you come up with an emergency cash fund, the less reliant you'll be on plastic. More...
 
Are you liable for late spouse's credit card debt?
'Opening Credits' expert Erica Sandberg
A widow wants to know what to tell debt collectors who are calling about her deceased husband's credit card debt.
More...
 
Negotiating down card debt and your credit score
'To Her Credit' expert Sally Herigstad
You can ask issuers not to report debt settlements to credit bureaus, but there's no guarantee that they'll comply.
More...
 
Consider options before co-signing on a credit card
'Credit Score Report' expert Jeremy Simon
Considering co-signing for your son's or daughter's credit card? If so, know that you'll bear legal responsibility for payment.
More...
 
Taking Charge: A CreditCards.com blog

Identity theft on the Oregon Trail
For the first time ever, my identity was stolen. And all I was doing was shopping with a small dog. Well, more accurately, shopping on a Web site named after a small dog. More... 
When plastic and pigskin collide
While the Super Bowl may be over, the commercials live on. Here are nine great credit card Super Bowl ads from years past. More... 
Credit card reform law
Find out how credit card reform will impact you

Credit card rate report
(as of 2-9-2010)
National Average   14.15%
Business   11.32%
Low Interest   12.17%
Balance Transfer   12.71%
Cash Back   12.56%
Rewards   13.77%
Bad Credit   24.86%
Airline   14.17%
Student   14.47%
Instant Approval   18.41%

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Taking Charge: A CreditCards.com blog


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