This week's top story: Card agreements unreadable to 4 out of 5 adults

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More credit card news | Credit card help | Credit card videos | Credit card statistics July 27, 2010 Keep CreditCards.com news coming! Add newsletter@creditcards.com to your address book now.   CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.   Top credit card stories Credit card agreements unreadable to 4 out of 5 Card agreements are written on average at a 12th grade reading level, making them not understandable to four out of five adults, according to a CreditCards.com analysis of all the agreements offered by major U.S. card issuers. More...  10 most unreadable credit card agreements It would require at least a master's degree reading level to comprehend the most unreadable agreement in our survey. More...  10 most readable credit card agreements Unlike the 10 most unreadable credit card agreements, these 10 are a breeze to read. More...  Easier to read: 'Twilight' or a credit card agreement? We take text from "Twilight," the Bible and the Bill of Rights and compare them to card contracts. Which is toughest to understand? More...  Video: Consumers try in vain to read card contracts CreditCards.com took to the streets to ask people to read a credit card agreement to see if they could understand it. Here's what they had to say. More...  Expert credit card advice Pros and cons of paying off old debt 'The Credit Guy' expert Todd Ossenfort Paying off debt looks good to lenders, but you may not want to restart the clock if it has passed the statute of limitations. More...  Refinancing won't cause lasting credit score damage 'Credit Score Report' expert Jeremy Simon A responsible borrower who refinances his properties is unlikely to see lasting credit score damage. More...  Don't retire card debt with 401(k) savings 'To Her Credit' expert Sally Herigstad While it may be tempting to cash out retirement accounts to pay down card debt, you'll most likely regret that decision later. More...  Steps to repair credit after ID theft by a parent 'Opening Credits' expert Erica Sandberg A parent steals a kid's identity. It's an all-too-common story, but with patience and discipline, the damage can be overcome. More...  More credit card news Is my frugality anything like yours? Journalists and researchers question whether the new frugality mentality is permanent or just a fad. From our blogger's viewpoint, it's a little of both. More...  'Real Housewives of NJ' card calamity The tables turn on reality TV's "Real Housewives of New Jersey" co-star Teresa Giudice -- and this time she's not the one flipping them. More...  Get matched with the right credit card CreditCards.com CARDMATCH Credit card rate report (as of 7-27-2010) National Average   14.43% Business   12.96% Low Interest   12.18% Balance Transfer   12.93% Cash Back   12.63% Rewards   14.73% Bad Credit   20.32% Airline   14.30% Student   13.96% Instant Approval   15.99% Personal finance tools Credit card calculators Credit card finder Shop by profile Privacy resources Credit score estimator Best credit cards Search by card type Low interest Balance transfer 0% APR credit cards Instant approval cards Reward credit cards Cash back credit cards Airline credit cards Business credit cards Student credit cards Prepaid and debit cards Credit card specials Stay connected Follow us on Twitter! Become a fan! RSS news feeds Taking Charge: A CreditCards.com blog You received this e-mail alert because you subscribed and chose to receive e-mail correspondence from CreditCards.com. CreditCards.com sends only verified opt-in e-mail specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. E-mail us at newsletter@creditcards.com. 2. Click on the unsubscribe link CreditCards.com • 8920 Business Park Drive • Austin • TX • 78759 • 512-996-8663 © 2010 CreditCards.com All rights reserved.

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