Tuesday, January 4, 2011

This week's top story: Federal law broadens consumer access to credit scores

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More credit card news | Credit card help | Credit card videos | Credit card statistics January 4, 2010
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Free credit scores now more available to borrowers
As of Jan. 1, 2011, federal law changed, broadening access to credit scores for consumers who were turned down for a loan or got one at less-desirable terms. More... 
8 ways to change financial bad habits
Making lasting changes requires time, discipline and a dive into the psyche to figure out why, exactly, you handle money the way you do. More... 
10 great TV episodes about credit cards
Credit cards pop up in supporting roles on TV, often in the hands of minors or childlike adults, but their impulsive buying is not so funny in real life. More... 
Examining the psychology of credit card debt
With a master's degree in psychology, "Real Cost of Living" author Carmen Wong Ulrich cuts to the chase about the causes for careless spending. More... 
Expert credit card advice

Of teens, ethics and credit
'Opening Credits' expert Erica Sandberg
Letters from a pair of unethical youths gave our "Opening Credits" columnist her two favorite questions of 2010. More...
 
Best ways to spend a $25,000 windfall
'To Her Credit' expert Sally Herigstad
A reader inherited $25,000 and has myriad debts to pay, but can't figure out how to divvy up the money among all her creditors.
More...
 
Stop being harassed for debt that's not yours
'The Credit Guy' expert Todd Ossenfort
A flustered woman is sick of getting calls from collectors about debt that isn't hers. The good news: She can make it stop.
More...
 
Balancing a family budget when starting a business
'New Frugal You' expert Gary Foreman
A nervous wife asks how her family should budget to handle the inconsistent income that comes with starting a new business.
More...
 
More credit card news

Will 2011 be the year of living frugally?
Blogger Connie Prater examines whether the buy-it-now, get-the-latest-gadget trend will prevail. More... 
Emily's list: New Year's resolution edition
Blogger Emily Gerson lists her top 10 personal finance blogs with the hopes that we'll stick to our resolutions in 2011. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 1-4-2010)
National Average   14.68%
Business   12.91%
Low Interest   11.91%
Balance Transfer   12.82%
Cash Back   12.48%
Rewards   14.34%
Bad Credit   24.95%
Airline   14.24%
Student   13.31%
Instant Approval   15.99%

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