Thursday, January 5, 2012

This week's top story: How an annulment can protect your finances

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More credit card news | Credit card help | Credit card videos | Credit card statistics January 5, 2012
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Top credit card stories

How an annulment impacts your finances
Qualifying for an annulment isn't easy (although it looks as if Kris Humphries may have a good case against Kim Kardashian), but if you can get one, it can circumvent a lot of financial headaches that come with divorce. More...
 
 
Survey: Penalty rates higher, but are harder to find
New card restrictions saw some issuers abandon penalty APRs, but those that remain are higher than ever. More... 
1099-C surprise: IRS tax follows canceled debt
You thought your troubles were over when you settled a debt for less than what you owed. Surprise! Here comes the tax man. More... 
9 things to know about balance transfers
Thinking about moving a high-interest balance to a lower-rate card? Here's the scoop on how to do it right. More... 
Obama appoints watchdog agency head
Bypassing the Senate, prompting howls of rage from Republicans, the president named Richard Cordray to head financial watchdog agency. More... 
Expert credit card advice

Money advice for married couples living apart
'To Her Credit' expert Sally Herigstad
When a married couple lives in different states, what is the best way for them to handle previously conjoined financial matters? More...
 
Who do you pay when a debt's been charged off?
'Opening Credits' expert Erica Sandberg
When an unpaid debt is charged off and sold, who do you negotiate a settlement with: the original creditor or the collector?
More...
 
Steps for restoring minors' stolen identity
'Credit Care' expert Tanisha Warner
If your identity was stolen when you were a minor, clearing your name won't be easy, but it can be done if you follow these steps.
More...
 
Authorized user? Don't expect rewards
'Cashing In' expert Cathleen McCarthy
If you're an authorized user on someone else's card, don't count on spending the rewards points for the purchases you've made. More...
 
More credit card news

Emily's list: New Year's resolutions edition
Blogger Emily Gerson makes her money resolutions, and recommends 10 fine personal finance blog posts from around the Web. More... 
Weekly rate survey: Card APRs hold steady
The average rate of 15.14 percent begins 2012 more than two percentage points higher than it was in 2010. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 1-5-2011)
National Average   15.14%
Business   13.13%
Low Interest   10.62%
Balance Transfer   12.85%
Cash Back   14.74%
Reward   14.82%
Bad Credit   24.96%
Airline   14.54%
Student   13.77%
Instant Approval   15.49%

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