Friday, October 19, 2012

This week's top story: Why the credit report dispute process is broken

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More credit card news | Credit card help | Credit card videos | Credit card statistics October 19, 2012
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CreditCards.com's weekly newsletter features the latest consumer information and updates from the leading source of credit card news.
 
Top credit card stories

Disputing errors on credit reports: A broken process
By law, credit bureaus are required to investigate credit report errors -- and fix them. But an investigation by CreditCards.com shows the process is broken. More... 
Feds soften credit card rules for stay-at-home parents
A rule intended to keep credit cards away from irresponsible youths had also prevented stay-at-home parents from getting them. More... 
Don't break the bank for beauty
Getting gorgeous is no frugal feat. While celebrities have deep pockets for tucks and tweaks, what's the average Josephine to do? More... 
4 ways your signature can cause financial trouble
Chances are your spouse won't bust you for signing your name on a purchase using his card, but it's still illegal. More... 
Expert credit card advice

Don't hide bankruptcy from spouse
'To Her Credit' expert Sally Herigstad
When one spouse files for bankruptcy, the other spouse could still be on the financial hook. More...
 
3 reasons you can't get credit after bankruptcy
'Opening Credits' expert Erica Sandberg
After bankruptcy, getting credit can be tricky if you still have certain debts, aren't earning enough or apply with the wrong bank.
More...
 
Authorized users don't have to pay up
'Credit Care' expert Tanisha Warner
If you're an authorized user on your ex's card, you're not legally liable to the card issuer, but the ex could sue you for repayment.
More...
 
Cheap ways to keep flier miles active
'Cashing In' expert Cathleen McCarthy
Spending a $1.29 per song at the iTunes store is one cheap way to keep your miles active. There are plenty of others.
More...
 
Credit card videos and blogs

Rate survey: Card interest rates stuck at 15%
Credit card interest rates remained at 15 percent Wednesday, according to the CreditCards.com Weekly Credit Card Rate Report. More... 
Blog: Walmart + AmEx = Bluebird
American Express and Wal-Mart have announced a new, practically fee-free, prepaid card called Bluebird. More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 10-19-2012)
National Average   15.00%
Business   13.13%
Low Interest   10.40%
Balance Transfer   12.62%
Cash Back   14.47%
Reward   14.84%
Bad Credit   23.64%
Airline   14.63%
Student   13.16%
Instant Approval   15.49%

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