Thursday, January 17, 2013

This week's top story: Quickly multiply rewards with prepaid and reload cards

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More credit card news | Credit card help | Credit card videos | Credit card statistics January 17, 2013
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The latest news and advice from CreditCards.com.
 
Top credit card stories

Multiply rewards with prepaid/reload card shuffle
Rewards junkies' newest strategy multiplies points and miles fast using prepaid and reload cards. It's a bit like getting rewards for a cash advance. More... 
States ban welfare card 'sin' purchases
Prodded by abuse, states pass laws preventing food stamp and welfare debit cards from being used to buy tobacco, alcohol, lottery tickets and porn. More... 
4 last-ditch, high-cost loans to avoid
Overspent on the holidays? A short-term loan may seem like manna from heaven, but some loans may leave you in worse shape than before. More... 
1099-C surprise: IRS tax follows canceled debt
For many consumers with debt problems, after the debt collector leaves their lives, the taxman arrives. More... 
Bankruptcies fell 14% in 2012
Bankruptcy filings for the year 2012 show a 14 percent dip, following a 12 percent decline in 2011, as the shaky economy recovers. More... 
Expert credit card advice

How to stave off collection attempts after death
'To Her Credit' expert Sally Herigstad
A widow is hounded by collectors over her deceased husband's card debt. What are her rights and how can she stop the calls? More...
 
How closing a new card impacts your credit score
'Opening Credits' expert Erica Sandberg
She accidentally activated a card, but already has two in her wallet. Will canceling it hurt her credit score?
More...
 
Know the 8 emotional spending triggers
'New Frugal You' expert Gary Foreman
Budget plans usually start with a month or so of data gathering, but that's the easy part. Evaluating why you spend is the trick.
More...
 
Get elite status for hotels faster
'Cashing In' expert Cathleen McCarthy
This is a great time to join a hotel loyalty program as seasonal promotions help you achieve "elite" status faster.
More...
 
'Taking Charge' blogs and videos

Target's price-match deal under-delivers
Target's new promise to price match with Amazon seems exciting -- until you realize the hoops you'll have to jump through to take advantage of it. More... 
Credit in Lew of cash?
Might proposed new Treasury Secretary Jacob "Jake" Lew's curlicue signature on legal tender render it too embarrassing to use? More... 
Get matched with the right credit card
CreditCards.com CARDMATCH

Credit card rate report
(as of 1-17-2013)
National Average   14.96%
Business   13.13%
Low Interest   10.40%
Balance Transfer   12.62%
Cash Back   14.30%
Reward   14.80%
Bad Credit   23.64%
Airline   14.63%
Student   13.31%
Instant Approval   15.49%

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