Top story: Combining cards: Rolling 2 credit limits into 1 card

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Weekly newsletter: November 12, 2015  More credit card news  Credit card help  Credit card videos  Credit card statistics Top credit card news Expert advice Combining cards: Rolling 2 credit limits into 1 card Have two cards from one issuer? Trying combining credit limits before you close one. This little-known practice can help protect your score. More... Secrets of extreme credit card owners We talked to seven cardholders with multiple cards to unlock their secrets of extreme card ownership without extreme credit score hazards. More... 7 things you need to know about gift cards Some things have changed about gift cards over the years. Here's what you need to know about the No. 1 requested present. More... 'Speaking of Credit' by Barry Paperno Raise credit score 30 points in 6 months? Tough, but doable Attention to bill pay and credit utilization,  plus tackling debt, can get it done. More... 'Cashing In' by Tony Mecia How long to wait to apply for another rewards card Don't apply too aggressively -- for the sake of your credit and budget. More... 'Opening Credits' by Erica Sandberg Closing only card means no score, no mortgage No credit activity, no credit score -- and no possibility of getting a mortgage. More... Taking Charge blog Rate Report Revenge of the 'transactors' - Lenders now consider your payment habits People who pay their full balance have a name: "transactors." Transactors look more creditworthy to lenders -- including home mortgage lenders, where a lower interest rate means big savings. More... Can a fear of death lead to overspending? According to a psychologist, many people soothe their uncomfortable feelings toward death with material rewards that are definite, or with products that could potentially outlive them. More... Credit card rate report As of 11/12/2015 National Average 14.96% Low Interest 11.62% Balance transfer 14.07% Business 12.85% Student 13.14% Cash Back 15.27% Reward 15.09% Airline 14.91% Bad Credit 22.73% Instant Approval 18.00% You received this email alert because you subscribed and chose to receive email correspondence from CreditCards.com. CreditCards.com sends only verified opt-in email, specifically requested by our subscribers. If you have any questions or concerns, or think there is an error with your subscription, please write us at newsletter@creditcards.com. We offer two different ways to unsubscribe: 1. Email us at newsletter@creditcards.com. 2. Click on the unsubscribe link.

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