Thursday, May 19, 2016

Confessions of credit card customer service reps

 
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More Credit Card News Credit Card Help Credit Card Videos Credit Card Statistics




 

 
'Cashing In by Tony Mecia
Ditch airline card for bank rewards or Costco card?
How to evaluate the benefits, costs and your preferences to find the right rewards card.



 
'Speaking of Credit by Barry Paperno 
Some states have exceptions to credit reporting rules
Negative items can come off your report sooner in New York, California.



 
'Credit Smart by Susan Keating 
Card issuer can't garnish your Social Security check
Contact the company and ask about a hardship program.
Google restricts payday loan display ads
Just after new regulations for payday lenders, the search engine giant offered its own crackdown on predatory lenders.

So many subscriptions, so much wasted money
Subscriptions offer convenience, but these recurring charges tend to be ignored when the services are no longer necessary.
Rate Report 
Credit Card Rate Report as of 5/19/16

National average 15.19% 
Low interest 11.96%
Business 13.12%
Student 13.42%
Balance Transfer 14.39%
Airline 15.17%
Cash Back 15.30%
Reward 15.30%
Instant approval 18.04%
Bad credit 22.56%
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