Thursday, June 16, 2016

9 signs you have too much debt

 
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More Credit Card News Credit Card Help Credit Card Videos Credit Card Statistics




 

 
'Cashing In by Tony Mecia
Foreign ATMs accept US debit cards, but carry backup
U.S. debit cards are widely accepted overseas, but carry credit cards to be safe.



 
'Credit Smart by Susan Keating 
Which 0-percent card should be paid off first?
Priority should be given to the card with the closest expiring APR offer.



 
'Opening Credits by Erica Sandberg 
Paying down existing balances trumps secured card
Getting rid of current debt will boost score more than getting a new card.
Avoid identity theft - empty the trash
You might "trash" your files after using a public computer, but if you don't empty the trash, they're still accessible.

Everybody gets a free credit score!
Card issuers and personal finance websites are making it easier than ever to get a free credit score.
Rate Report 
Credit Card Rate Report as of 6/16/16

National average 15.18% 
Low interest 11.98%
Business 13.12%
Student 13.42%
Balance Transfer 14.38%
Airline 15.08%
Cash Back 15.30%
Reward 15.29%
Instant approval 18.04%
Bad credit 22.56%
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