Thursday, July 28, 2016

Job applicant credit checks increasingly restricted

 
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More Credit Card News Credit Card Reviews Credit Card Videos Credit Card Statistics




 

 
'Speaking of Credit by Barry Paperno
5 credit scoring head-scratchers
Most of the times, scoring rules make sense. Then there are these...



 
'Opening Credits by Erica Sandberg
Understanding how a card's billing cycle works
Depending on when issuers report to the bureaus will impact credit scores.



 
'To Her Credit by Sally Herigstad 
Warn the ex's girlfriend about his IRS tax debt
If you and your ex owe the IRS, the new girlfriend deserves to know.
Should lenders increase credit card minimum payments?
Consumer advocates have argued for years that issuers set minimum payments too low, trapping people into debt.

Save money by having groceries delivered? Yes!
Grocery delivery services take away the ability to impulse shop, which can save you money, despite delivery fees.
Rate Report 
Credit Card Rate Report as of 7/28/16

National average 15.18% 
Low interest 11.98%
Business 13.12%
Student 13.42%
Balance Transfer 14.38%
Airline 15.08%
Cash Back 15.32%
Reward 15.29%
Instant approval 18.04%
Bad credit 22.56%
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