Cash back vs. points: Which is better?

Cash back and points cards each have their own advantages. Cash back cards give you simple, flexible cash rewards that you can use any way you please.

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The Latest Notable product updates and limited-time offers to keep you in the know Thursday, Sep. 09, 2021   Featured Article   Cash back vs. points: Which is better? Cash back and points cards each have their own advantages. Cash back cards give you simple, flexible cash rewards that you can use any way you please. Points and miles cards, on the other hand, offer the chance to get extra value out of your rewards by redeeming them for travel.       More Great Reads     What you need to know about American Express credit card benefits American Express credit cards offer cardholders stand-out benefits in travel protection and retail protections. Plus, the issuer grants cardholders access to pre-sale tickets, unique experiences and valuable offers with partner merchants and services.       Credit card special offers and limited-time promotions Our ongoing, updated list of the latest credit card sign-up bonuses and other special offers and promotions.       How to redeem cash back Depending on your card and issuer, you may be able to redeem cash back as a statement credit, check or direct deposit, as well as for travel, gift cards, merchandise and more. Choose the redemption option that's most convenient and won't devalue your cash back.

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