You may have carried a balance into the new year after your holiday expenses. If you transfer it to a card with a 0% intro APR, you don't have to worry about interest until 2023. Pay it off over time to keep your finances on track.
If you've racked up debt on a high-interest credit card, transferring the balance to a low-rate card sounds enticing – but it's not quite as simple as it sounds.
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