Credit card hardship programs: how they work, how to qualify

Hardship programs are designed to help consumers get through a tough financial time without defaulting on their credit card payments. Here's how they

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The Weekly The latest news & offers Tuesday, Apr. 19, 2022   Featured Article   Credit card hardship programs: how they work, how to qualify Hardship programs are designed to help consumers through a tough financial time, without defaulting on their credit cards. Here’s how they work, how you can qualify and what other options are available.       More Great Reads     Chip-and-PIN cards: Do you need one? While cardholders in most other countries punch in a PIN to verify their identities, most American issuers require a signature instead. However, even if chip and PIN cards aren't the standard in the U.S., there are still some reasons it might be good to have one.       What is credit card reconsideration? If your credit card application has been denied you might have a second chance of approval by calling the issuer’s reconsideration line. Here’s when to call and what to say.       Does not activating a card hurt my credit score? If you’ve applied for a credit card but decided not to activate it, any impact to your credit score has already occurred. You should then decide if it is worth holding on to the card if you don't want it.

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